Storms, floods and disasters in Wethersfield
Wethersfield isn’t graded for hazard risk: Wethersfield has 815 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1979.
What Wethersfield faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Wethersfield flood? Rarely: 1 flood claim since 1979
Every paid claim on a federal flood insurance policy in Wethersfield, from FEMA’s records.
Wethersfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wyoming County.4 federal disasters brought FEMA money to Wethersfield
Disasters that paid out in Wethersfield itself (aid to households or repair grants to the Town of Wethersfield), newest first, with that year’s flood claims.
- 2014Severe Winter Storm, Snowstorm, and Flooding$13K to the Town of Wethersfield for repairs
- 2001Snow$15K to the Town of Wethersfield for repairs
- 1999Snow$4K to the Town of Wethersfield for repairs
- 1999Snow$2K to the Town of Wethersfield for repairs
Wyoming County has had 18 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Wethersfield after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Wethersfield archive →Wethersfield and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Java | Aless damage than 89% | river and rain flooding | 1 |
| Orangeville | B+less damage than 73% | river and rain flooding | — |
| Gainesville | Bless damage than 57% | river and rain flooding | 1 |
| Eagle | C−more damage than 77% | river and rain flooding | 2 |
| Warsaw | Dmore damage than 85% | river and rain flooding | 4 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Wethersfield faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Wethersfield
Does Wethersfield flood?
Flood insurance has paid 1 claim in Wethersfield since 1979, $2K in all.
Is Wethersfield in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wyoming County, 0.5% of all homes carry federal flood insurance.
How much is flood insurance in Wethersfield?
FEMA’s Community Rating System list shows no discount for Wethersfield’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Wethersfield?
By FEMA money that reached Wethersfield, Snow (2001): $15K to the Town of Wethersfield for repairs.
Storm stories
Memories, warnings and help from neighbors in Wethersfield.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Wethersfield’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.