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Waterford Public Library

Waterford’s library logs 5.8 visits per resident, against a typical 3 for libraries its size

Waterford Public Library serves 5,756 people in and around Waterford. Last year it lent 19K books, movies and e-books and logged 33K visits.

117 Third Street, Waterford 12188 · about 38 hours a week
C−Civic lifeAhead of 23% of U.S. towns. Nonprofits and volunteering.
Borrowed a year
19K
3.3 per resident
Visits a year
33K
5.8 per resident · Above typical (3)
Programs & events
135
about 3 a week · 1,562 attended
Cardholders
38%
2,168 cards
Open
38 hrs
a week at this branch

What stands out about Waterford Public Library

Read from the library’s own yearly report. The page puts what stands out first.

Civic life grade

What’s behind Waterford’s civic life grade

On community nonprofits and volunteering, Waterford is ahead of 23% of U.S. towns. Waterford is graded on two of the three inputs. Both inputs sit below most U.S. towns; the share of younger adults in volunteering groups comes closest to the middle.

C−
Civic lifeA character grade: shown, never part of Waterford’s overall grade.
All U.S. towns we grade (17,556)Ahead of 23%
FewerMore
U.S. towns with similar incomes, $55K–$91K (9,172)Ahead of 22%

Most U.S. towns with similar household incomes ($55K–$91K) score higher, so income alone doesn’t account for it.

Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.

How sure. Graded on two inputs, so a change in either one moves the letter more than it would with three. Waterford is small (1,999 residents), so a few dozen organizations or visits move its per-resident figures; the volunteering share is a 2022 estimate from Facebook users aged 25–44.

Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →

Places to belong

6 community nonprofits are registered in Waterford

2.8 per 1,000 residents, against a U.S. town median of 3.7. The largest group: civic groups, clubs & veterans.

Community nonprofits, by kind

Arts & culture00.10 per 1,000 · U.S. towns 0.24
Youth, sports & recreation10.53 per 1,000 · U.S. towns 0.52
Civic groups, clubs & veterans20.86 per 1,000 · U.S. towns 0.74
Human services10.29 per 1,000 · U.S. towns 0.59
Education10.43 per 1,000 · U.S. towns 0.43
Health00.10 per 1,000 · U.S. towns 0.16
Environment & animals00.10 per 1,000 · U.S. towns 0.17
Other10.43 per 1,000 · U.S. towns 0.47

Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (0 here), since whether a church registers depends on its denomination, not the town.

Volunteering

6.5%

6.5% of Waterford’s Facebook users aged 25–44 belong to a volunteering or activism group, against 7.4% in the typical New York town and 7.5% nationally.

Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where Waterford’s residents live; 2022.

★ What stands out · A year at the library

Every hour the doors are open, about 10 items go out

Fiscal year 2024, for the whole Waterford Public Library system. The library’s own count.

33K
visits
5.8 per resident
19K
loans, print + digital
3.3 per resident
135
programs & events
1,562 attended
2,168
library cards
38% of people served
Every open hour10items borrowed
Every week30people at a program
Every day4Wi-Fi sessions
3 staff (full-time equivalent)4 public computers
How it compares

Ahead of most similar-size libraries on 3 of 8 measures

Per resident, against libraries serving 2,500 to 10,000 people across the U.S.

Visits per resident 5.8 visits · typical 3Higher than 80%
Borrowing per resident 2.3 print items · typical 3.8Lower than 73%
Digital borrowing 1.1 e-items · typical 1Higher than 53%
Kids’ borrowing 0.7 kids’ items · typical 1.6Lower than 78%
Program attendance 0.3 attendees · typical 0.5Lower than 71%
Programs offered 23.5 per 1,000 residents · typical 34Lower than 65%
Cardholders 38% of residents · typical 42%Lower than 57%
Spending $59 per resident · typical $43Higher than 69%
Fewer per residentMore per resident
Size group

Waterford Public Library serves 5,756 people, so it’s measured against U.S. libraries serving 2,500 to 10,000.

What people borrow

Mostly books and media off the shelf

19K loans last year: print, kids’ and digital.

19Kloans
Books & media (adults) 48%Kids’ books & media 20%E-books, audio & streaming 32%
From your couch

6,065 e-books, e-audiobooks and streams last year. Borrow from home with your card, plus research databases: courses, journals, genealogy and more.

Kids & programs

About 1 kids’ program a week

Story times, clubs, classes and events, across the whole system, by who they’re for.

Schools in Waterford →

Programs last year by age group

Ages 0–529
Ages 6–1139
Teens0
Adults67
All ages0
Little ones
0.6

story times and programs a week for ages 0–5, on average.

3,784
kids’ books & media borrowed
1,562
people at programs
135
programs
The building

Find it

Waterford Public Library, 117 Third Street, Waterford.

38
hours open a week
3,000
square feet
With a card

E-books and audiobooks from home. Research databases: courses, journals, genealogy. Good at every Waterford Public Library branch.

New in Waterford? The Handbook →

Hours are the survey’s yearly average. Check the library’s own site for today’s hours.

What your card is worth

What a library card is worth

Set what you’d borrow in a month. It starts at what the average Waterford cardholder borrows.

In a month I’d use…
Books$17 each
1
Kids’ books$12 each
0
E-books & audio$15 each
0
Movies & music$4 each
0
Programs & classes$10 a program
0
Computer & Wi-Fi$3 a session
0
Your card saves you about
$204
a year at retail prices · $17 a month

Who pays for it
$59 per resident a year

Typical for a library this size: $43. Operating budget $338K.

Local taxes 95%State 1%Gifts & other 4%

Last year the library lent and hosted about $314K worth of books, e-books, programs and Wi-Fi on a $338K budget.

Late fines apply to some overdue items.

Retail prices are typical, rounded down: a new book $17, a kids’ book $12, an e-book or e-audiobook $15, a movie rental $4, a class or program $10, a computer or Wi-Fi session $3. The average cardholder’s month = the library’s yearly loans, attendance and Wi-Fi sessions ÷ its 2,168 cardholders ÷ 12.

Next door

Libraries next door

Who has a library of their own, and how much each town borrows. Tap a town to see its library.

12+ loans per resident8–124–8Under 4No library / shared system
TownLibraryLoans per residentHoursCivic life
TroyTroy Public Library fine-free2.960C
WaterfordWaterford Public Library—38C−

Loans = print + digital items borrowed in the library’s fiscal year, per person it serves. — = no library of its own, a county or regional system (its numbers cover many towns), or no report. Civic life: — = not graded (unincorporated places, whose nonprofits can’t be placed by mailing address, or towns with fewer than two of the three inputs).

How to read these numbers

What this data can and can’t tell you

From the Public Libraries Survey, fiscal year 2024.

  • System-wide. Waterford Public Library serves 5,756 people in and around Waterford, so the yearly numbers cover all of them, not just Waterford.

Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →

Questions about the library and civic life in Waterford

Does Waterford have a public library?

Yes. Waterford Public Library, 117 Third Street, serves 5,756 people in and around Waterford (the survey’s count) and is open about 38 hours a week, averaged over the year.

Is Waterford Public Library fine-free? Does it lend e-books?

It charges late fines on some overdue items, and it lends e-books and audiobooks with a card (the library’s 2024 survey report).

How busy is Waterford’s library?

It logged 5.8 visits and lent 3.3 items per resident in 2024, against a typical 3 visits for libraries serving 2,500 to 10,000 people.

What is Waterford’s civic life grade?

C− Waterford is ahead of 23% of U.S. towns on civic life. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.

Book talk

Reading, story times and the library in Waterford.

Town Square →
Start a conversation

Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.