Waterford’s library logs 5.8 visits per resident, against a typical 3 for libraries its size
Waterford Public Library serves 5,756 people in and around Waterford. Last year it lent 19K books, movies and e-books and logged 33K visits.
What stands out about Waterford Public Library
Read from the library’s own yearly report. The page puts what stands out first.
What’s behind Waterford’s civic life grade
On community nonprofits and volunteering, Waterford is ahead of 23% of U.S. towns. Waterford is graded on two of the three inputs. Both inputs sit below most U.S. towns; the share of younger adults in volunteering groups comes closest to the middle.
Most U.S. towns with similar household incomes ($55K–$91K) score higher, so income alone doesn’t account for it.
Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.
Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →
6 community nonprofits are registered in Waterford
2.8 per 1,000 residents, against a U.S. town median of 3.7. The largest group: civic groups, clubs & veterans.
Community nonprofits, by kind
Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (0 here), since whether a church registers depends on its denomination, not the town.
6.5%
6.5% of Waterford’s Facebook users aged 25–44 belong to a volunteering or activism group, against 7.4% in the typical New York town and 7.5% nationally.
Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where Waterford’s residents live; 2022.
Every hour the doors are open, about 10 items go out
Fiscal year 2024, for the whole Waterford Public Library system. The library’s own count.
Ahead of most similar-size libraries on 3 of 8 measures
Per resident, against libraries serving 2,500 to 10,000 people across the U.S.
Waterford Public Library serves 5,756 people, so it’s measured against U.S. libraries serving 2,500 to 10,000.
Mostly books and media off the shelf
19K loans last year: print, kids’ and digital.
6,065 e-books, e-audiobooks and streams last year. Borrow from home with your card, plus research databases: courses, journals, genealogy and more.
About 1 kids’ program a week
Story times, clubs, classes and events, across the whole system, by who they’re for.
Programs last year by age group
story times and programs a week for ages 0–5, on average.
Find it
Waterford Public Library, 117 Third Street, Waterford.















E-books and audiobooks from home. Research databases: courses, journals, genealogy. Good at every Waterford Public Library branch.
New in Waterford? The Handbook →Hours are the survey’s yearly average. Check the library’s own site for today’s hours.
What a library card is worth
Set what you’d borrow in a month. It starts at what the average Waterford cardholder borrows.
Typical for a library this size: $43. Operating budget $338K.
Last year the library lent and hosted about $314K worth of books, e-books, programs and Wi-Fi on a $338K budget.
Late fines apply to some overdue items.
Retail prices are typical, rounded down: a new book $17, a kids’ book $12, an e-book or e-audiobook $15, a movie rental $4, a class or program $10, a computer or Wi-Fi session $3. The average cardholder’s month = the library’s yearly loans, attendance and Wi-Fi sessions ÷ its 2,168 cardholders ÷ 12.
Libraries next door
Who has a library of their own, and how much each town borrows. Tap a town to see its library.
| Town | Library | Loans per resident | Hours | Civic life |
|---|---|---|---|---|
| Troy | Troy Public Library fine-free | 2.9 | 60 | C |
| Waterford | Waterford Public Library | — | 38 | C− |
Loans = print + digital items borrowed in the library’s fiscal year, per person it serves. — = no library of its own, a county or regional system (its numbers cover many towns), or no report. Civic life: — = not graded (unincorporated places, whose nonprofits can’t be placed by mailing address, or towns with fewer than two of the three inputs).
What this data can and can’t tell you
From the Public Libraries Survey, fiscal year 2024.
- System-wide. Waterford Public Library serves 5,756 people in and around Waterford, so the yearly numbers cover all of them, not just Waterford.
Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →
Questions about the library and civic life in Waterford
Does Waterford have a public library?
Yes. Waterford Public Library, 117 Third Street, serves 5,756 people in and around Waterford (the survey’s count) and is open about 38 hours a week, averaged over the year.
Is Waterford Public Library fine-free? Does it lend e-books?
It charges late fines on some overdue items, and it lends e-books and audiobooks with a card (the library’s 2024 survey report).
How busy is Waterford’s library?
It logged 5.8 visits and lent 3.3 items per resident in 2024, against a typical 3 visits for libraries serving 2,500 to 10,000 people.
What is Waterford’s civic life grade?
C− Waterford is ahead of 23% of U.S. towns on civic life. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.
Book talk
Reading, story times and the library in Waterford.
Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.