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JethroWoodHousePhoto: Lvklock · CC BY-SA 3.0
AHazard risk
Natural hazards in Venice · FEMA

Less hazard damage per building is expected in Venice than in 95% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Venice gets an A for hazard risk: lower expected damage per building than 95% of U.S. towns. Most of that expected damage is river and rain flooding (87%). Flood insurance has paid 1 claim here since 1999.

River and rain flooding 87%Strong wind 5%Tornadoes 3%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 95%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
A
in New York · lower than 95% of U.S. towns
Main hazard
River and rain flooding
87% of expected building damage
Flood claims
1
paid since 1999 · $6K
Disasters paid out here
3
of 13 declared for Cayuga County
By hazard

What Venice faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

87%of expected building damage
Below average · lower than 73% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Strong wind Tornadoes Hurricanes Ice storms Earthquakes Hail Wildfire Winter storms Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Venice’s grade

River and rain flooding is 87% of the building damage FEMA expects in Venice, and Venice’s rate of river and rain flooding damage is lower than 73% of U.S. census tracts.

Where Venice sits
Venice
Least damageMiddleMost damage

A lower expected damage per building than 95% of U.S. towns (21,298).

All of Venice’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding87%Strong wind5%Tornadoes3%Everything else5%

In dollars, FEMA expects about $374K a year in losses across Venice: $276K to buildings, the rest to people and crops.

Shared tract.All of Venice’s 1,236 residents (2020 census) live in one census tract, which it shares with Genoa town (1,815 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Venice flood? Rarely: 1 flood claim since 1999

Every paid claim on a federal flood insurance policy in Venice, from FEMA’s records: 1.7 per 1,000 homes, fewer than 65% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1999: 1 claim2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims1999
19992026
Biggest named events
  • Hurricane Floyd1 claim · $6K
1
paid claims since 1999
$6K
paid to owners
0
homes flooded more than once
$6K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Venice isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cayuga County.
Disasters

3 federal disasters brought FEMA money to Venice

Disasters that paid out in Venice itself (aid to households or repair grants to the Town of Venice), newest first, with that year’s flood claims.

  1. 2021Remnants of Tropical Storm Fred$30K to the Town of Venice for repairs
  2. 2005Severe Storms and Flooding$9K to the Town of Venice for repairs
  3. 2004Snow$10K to the Town of Venice for repairs
Disasters declared, by decade
Paid out in VeniceCayuga County only

Cayuga County has had 13 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Venice after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Venice archive →
Next door

Venice and its neighbors

Venice is 2nd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Genoa: hazard risk AScipio: hazard risk AMoravia: hazard risk C−Ledyard: hazard risk AGenoaScipioMoraviaLedyardVenice
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
GenoaAless damage than 95%river and rain flooding2
VeniceAless damage than 95%river and rain flooding1
LedyardAless damage than 88%river and rain flooding11
ScipioAless damage than 87%river and rain flooding1
MoraviaC−more damage than 81%river and rain flooding2

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Venice faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Venice

Is Venice at risk for natural disasters?

On FEMA’s National Risk Index, Venice has lower expected damage per building than 95% of U.S. towns: A for hazard risk. Most of the expected damage is river and rain flooding (87%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Venice flood?

Flood insurance has paid 1 claim in Venice since 1999, $6K in all, or 1.7 per 1,000 homes, fewer than 65% of U.S. towns with a flood insurance record. The most claims came from Hurricane Floyd (1).

Is Venice in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cayuga County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.

How much is flood insurance in Venice?

FEMA’s Community Rating System list shows no discount for Venice’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Venice?

By FEMA money that reached Venice, Remnants of Tropical Storm Fred (2021): $30K to the Town of Venice for repairs. By flood claims, Hurricane Floyd: 1 paid, $6K.

Is Venice at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (87%), and Venice’s rate for it is lower than 73% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Venice.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Venice’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.