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New York›Tioga County

Tioga TerraceNY

A town of 2,057.

Is Tioga Terrace a good place to live?

We don’t grade Tioga Terrace yet; the figures below are still real.

A commuter town

99% of working residents leave Tioga Terrace for work

Where Tioga Terrace’s working residents go each day. Line width shows the share.

17% → Union Union 17% 16% → Owego Owego 16% 14% → Vestal Vestal 14% 12% → Binghamton Binghamton 12% 5% → Dickinson Dickinson 5% 3% → Conklin Conklin 3% Tioga Terrace · 1% stay
226jobs based in Tioga Terrace
1%of working residents work in town
10 mimedian commute distance

Census LEHD 2023

Getting set up

Moving to Tioga Terrace: who provides what

Tioga Terrace is unincorporated, so Tioga County and regional agencies provide most services.

PowerNew York State Elec & Gas22.6¢/kWh · EIA 2025HIFLD · EIA
WaterOwego WD #3 water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers99% of addresses get 100/20 MbpsFCC
Trash & county servicesTioga CountyTioga County provides services here
SchoolsVestal Central School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereTioga County Board of ElectionsTioga County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code1373213732 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Tioga Terrace.

Work & commute

Fewer of Tioga Terrace’s residents live below the poverty line than in the typical New York or U.S. town

Tioga Terrace’s median household income is $132,000. The share of working residents in Tioga Terrace who work locally is 1.1%, below both New York’s towns (10%) and U.S. towns (8%). Between 2013 and 2023, jobs in the town rose by 137, to 226. The top destinations are Union (17%), Owego (16%) and Vestal (14%).

1%work in town
Tioga TerraceNew York townsU.S. towns
Median household income$132,000$82,000$80,000
Below the poverty line0.5%9.5%9.6%
Average trip to work19 minutes25 minutes25 minutes
Working residents who work in town1.1%10%8%

Where working residents work

In Tioga Terrace1%
Union17%
Owego16%
Vestal14%
Binghamton12%
10 mi
median commute distance
226
jobs based in Tioga Terrace
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

In Tioga Terrace, expect snowy winters and pleasant summers

In Tioga Terrace, the July high is 82°F, near the New York town median (81°F) and below the median of U.S. towns (85°F).

49″snow a winter

Typical low → high °F

Winter19–35°
Spring34–57°
Summer57–80°
Fall40–60°
Oct 12
typical first frost
May 5
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Tioga Terrace is

11% of Tioga Terrace adults smoke cigarettes. On the CDC’s 32 measures, Tioga Terrace is ahead of New York on 12 and behind on 2. Two figures for adults in the town: 29% have obesity, 15% report frequent mental distress.

Tioga TerraceNew York townsU.S. towns
Feel lonely (CDC PLACES)29%32%33%
Obesity (CDC PLACES)29%33%35%
Frequent mental distress (CDC PLACES)15%16%17%
Fair or poor health (CDC PLACES)14%17%19%
32 measures vs. New York
12 better18 too close to call2 worse
What stands outTioga TerraceNY
Fewer older adults who have lost all their teeth5.4%12.8%
Fewer uninsured adults4.1%7.9%
More adults who have had cancer10.6%7.7%
Our Lady of Lourdes Memorial Hospital
9.9 mi away · emergency room
2 of 3
care shortages: primary care, dental

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazards

Natural hazards: high risk in Tioga Terrace, mostly inland flooding

Expected damage from storms and floods is higher here than in 60% of U.S. communities. 84% of Tioga Terrace’s expected losses from natural hazards come from inland flooding, followed by tornadoes at 7%.

60risk score of 100
FEMA risk score
60High riskLowerHigher
Inland floodingTornadoes

FEMA National Risk Index · OpenFEMA

Outdoors

Conservation land takes up 0.7% of Tioga Terrace

The concentration of trails in Tioga Terrace is 0.1 miles per square mile. Walkers can cover 0.1 miles of trail in 1 park or preserve. This New York town has one park or preserve, 2 acres in all.

0.7%conserved
Tioga TerraceNew York townsU.S. towns
Conserved land0.7%5.2%4.3%
Miles of trail per square mile0.1 miles per square mile0.40.4
0.7%
conserved · 4 of 638 acres
0.1 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Tioga Boulevard Park—2

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

2
homes sold in May

Zillow Home Value Index · Redfin Data Center

Nearby attractions

Broome County Veterans Memorial Arena and 13 more within 40 miles

Museums, parks, gardens and other places to visit around Tioga Terrace. Close and well known come first.

All 34 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Broome County Veterans Memorial Arena: Bmoore2009 at English Wikipedia, Public domain · Schoellkopf Field: Alex Sergeev, (www.asergeev.com) Originally uploaded by en:User:Cornell010, CC BY-SA 3.0 · Herbert F. Johnson Museum of Art: Dmadeo, CC BY-SA 3.0 · French Azilum: Nicholas A. Tonelli from Northeast Pennsylvania, USA, CC BY 2.0

Keep exploring

Everything we know about Tioga Terrace

15pages on Tioga Terrace
After high school

Colleges nearby

2 within 15 miles of the center of Tioga Terrace

About Tioga Terrace

Census-designated place in New York, United States

Tioga Terrace is a neighborhood and census-designated place (CDP) in the town of Owego, Tioga County, New York, United States. It was first listed as a CDP prior to the 2020 census. As of the 2020 census, Tioga Terrace had a population of 2,082. The community is in southeastern Tioga County, on the eastern side of Owego. It is bordered to the east by the town of Vestal in Broome County, to the west by the hamlet of Apalachin, and to the north by New York State Route 434 in the valley of the Susquehanna River. NY-434 leads east-northeast 12 miles (19 km) to Binghamton and northwest 9 miles (14 km) to the village of Owego. Interstate 86 runs parallel to NY-434, just to the north of the CDP, w…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
1.0 sq mi
Elevation
974 ft

Tioga Terrace’s neighbors

One town shares a border with Tioga Terrace.

Explore the map →
ApalachinApalachinTioga Terrace
How the neighbors grade
TownNY rankOverallCostSafetySchoolsHealth
Tioga Terrace——————
Apalachin——————

Tioga Terrace and Apalachin aren’t graded (fewer than 1,000 residents, or not enough data). Compare Tioga Terrace with a neighbor →

Questions about Tioga Terrace

Short answers, built from the data on this page.

Is Tioga Terrace, NY a good place to live?

We don’t grade Tioga Terrace yet; the figures below are still real.