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–Not graded
Natural hazards in Oneida Castle · FEMA

Storms, floods and disasters in Oneida Castle

Oneida Castle isn’t graded for hazard risk: Oneida Castle has 597 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 1986.

Flood claims
3
paid since 1986 · $5K
Disasters paid out here
1
of 21 declared for Oneida County
By hazard

What Oneida Castle faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

90%of expected building damage
About average · higher than 54% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Strong wind Earthquakes Ice storms Tornadoes Hurricanes Winter storms Hail Wildfire Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 9% of Oneida Castle’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Oneida Castle flood? Rarely: 3 flood claims since 1986

Every paid claim on a federal flood insurance policy in Oneida Castle, from FEMA’s records.

Paid flood claims, by year
1986: 1 claim1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 2 claims2026: 0 claims19862025
19862026
3
paid claims since 1986
$5K
paid to owners
0
homes flooded more than once
$2K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Oneida Castle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oneida County.
Disasters

1 federal disaster brought FEMA money to Oneida Castle

Disasters that paid out in Oneida Castle itself (aid to households or repair grants to the Village of Oneida Castle), newest first, with that year’s flood claims.

  1. 2003Ice Storm$4K to the Village of Oneida Castle for repairs
Disasters declared, by decade
Paid out in Oneida CastleOneida County only

Oneida County has had 21 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Oneida Castle after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Oneida Castle archive →
Next door

Oneida Castle and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
VernonB−less damage than 53%river and rain flooding7
OneidaC−more damage than 82%river and rain flooding119

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Oneida Castle faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Oneida Castle

Does Oneida Castle flood?

Flood insurance has paid 3 claims in Oneida Castle since 1986, $5K in all.

Is Oneida Castle in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Oneida County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Oneida Castle?

FEMA’s Community Rating System list shows no discount for Oneida Castle’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Oneida Castle?

By FEMA money that reached Oneida Castle, Ice Storm (2003): $4K to the Village of Oneida Castle for repairs.

Storm stories

Memories, warnings and help from neighbors in Oneida Castle.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Oneida Castle’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.