Guest, Sign inJoin

Post to Junius

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
I-90 West Thruway - Move Over Sign (27971630497)Photo: formulanone from Huntsville, United States · CC BY-SA 2.0
A−Hazard risk
Natural hazards in Junius · FEMA

FEMA expects less hazard damage per building in Junius than in 85% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Junius gets an A− for hazard risk: lower expected damage per building than 85% of U.S. towns. Most of that expected damage is river and rain flooding (91%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 91%Earthquakes 2%Tornadoes 2%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 85%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
A−
in New York · lower than 85% of U.S. towns
Main hazard
River and rain flooding
91% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
1
of 6 declared for Seneca County
By hazard

What Junius faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

91%of expected building damage
About average · lower than 56% of U.S. census tracts
Recorded about once every 2 years in the area
Smaller shares here
 Earthquakes Tornadoes Ice storms Strong wind Hurricanes Hail Wildfire Winter storms Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 11% of Junius’ expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Junius’ grade

River and rain flooding is 91% of the building damage FEMA expects in Junius, and Junius’ rate of river and rain flooding damage is lower than 56% of U.S. census tracts.

Where Junius sits
Junius
Least damageMiddleMost damage

A− lower expected damage per building than 85% of U.S. towns (21,298).

All of Junius’ residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding91%Everything else9%

In dollars, FEMA expects about $395K a year in losses across Junius: $296K to buildings, the rest to people and crops.

Shared tract.All of Junius’ 1,388 residents (2020 census) live in one census tract, which it shares with Tyre town (1,013 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Junius flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Junius. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Junius isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Seneca County.
Disasters

1 federal disaster brought FEMA money to Junius

Disasters that paid out in Junius itself (aid to households or repair grants to the Town of Junius), newest first, with that year’s flood claims.

  1. 2003Ice Storm$4K to the Town of Junius for repairs
Disasters declared, by decade
Paid out in JuniusSeneca County only

Seneca County has had 6 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Junius after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Junius archive →
Next door

Junius and its neighbors

Junius is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Waterloo: hazard risk B−Phelps: hazard risk AGalen: hazard risk BTyre: not gradedWaterlooPhelpsGalenTyreJunius
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
PhelpsAless damage than 90%river and rain flooding4
JuniusA−less damage than 85%river and rain flooding0
GalenBless damage than 59%river and rain flooding14
WaterlooB−more damage than 54%river and rain flooding1
Tyre—not graded yet

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Junius faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Junius

Is Junius at risk for natural disasters?

On FEMA’s National Risk Index, Junius has lower expected damage per building than 85% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (91%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Junius in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Seneca County, 0.9% of all homes carry federal flood insurance.

How much is flood insurance in Junius?

FEMA’s Community Rating System list shows no discount for Junius’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Junius?

By FEMA money that reached Junius, Ice Storm (2003): $4K to the Town of Junius for repairs.

Is Junius at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (91%), and Junius’ rate for it is lower than 56% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Junius.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Junius’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.