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Hillcrest Fire Company No. 1, Hillcrest, NY, Jan. 2025Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0
–Not graded
Natural hazards in Hillcrest · FEMA

Storms, floods and disasters in Hillcrest

Hillcrest isn’t graded for hazard risk: Hillcrest is a Census area inside a town, graded with the town. Flood insurance has paid 2 claims here since 2021.

Flood claims
2
paid since 2021 · $78K
Disasters paid out here
0
of 21 declared for Rockland County
By hazard

What Hillcrest faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

86%of expected building damage
About average · higher than 55% of U.S. census tracts
Recorded about 3 times a year in the area

Hurricanes

6%of expected building damage
Above average · higher than 69% of U.S. census tracts
Recorded about once every 9 years in the area
Smaller shares here
 Earthquakes Tornadoes Strong wind Ice storms Winter storms Lightning Hail Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 9% of Hillcrest’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hillcrest flood? Rarely: 2 flood claims since 2021

Every paid claim on a federal flood insurance policy in Hillcrest, from FEMA’s records.

Paid flood claims, by year
2021: 2 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2021
20212026
Biggest named events
  • Hurricane Ida2 claims · $78K
2
paid claims since 2021
$78K
paid to owners
0
homes flooded more than once
$39K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Hillcrest isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rockland County.
Disasters

The storms Hillcrest remembers

None of the 21 disasters declared for Rockland County shows FEMA aid or repair money reaching Hillcrest itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20212 flood claims paidThe year of Remnants of Hurricane Ida, declared for Rockland County
Disasters declared, by decade
Paid out in HillcrestRockland County only

Rockland County has had 21 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Hillcrest after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Hillcrest archive →
Next door

Hillcrest and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
New HempsteadA+less damage than 96%river and rain flooding6
ClarkstownAless damage than 92%river and rain flooding724
New SquareAless damage than 86%river and rain flooding8
RamapoA−less damage than 81%river and rain flooding335
Spring ValleyB+less damage than 73%river and rain flooding216
New City—a Census area inside a town; graded with the town
Nanuet—a Census area inside a town; graded with the town

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Hillcrest faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hillcrest

Does Hillcrest flood?

Flood insurance has paid 2 claims in Hillcrest since 2021, $78K in all. The most claims came from Hurricane Ida (2).

Is Hillcrest in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Rockland County, 50% of homes in mapped flood zones carry federal flood insurance, and 1.3% of all homes do.

How much is flood insurance in Hillcrest?

FEMA’s Community Rating System list shows no discount for Hillcrest’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Hillcrest?

By flood claims, Hurricane Ida: 2 paid, $78K.

Storm stories

Memories, warnings and help from neighbors in Hillcrest.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hillcrest’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.