Photo: Daniel Case · CC BY-SA 3.0Storms, floods and disasters in Halcott
Halcott isn’t graded for hazard risk: Halcott has 337 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1998.
What Halcott faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Halcott flood? Rarely: 2 flood claims since 1998
Every paid claim on a federal flood insurance policy in Halcott, from FEMA’s records.
- Hurricane Irene1 claim · $1K
Halcott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greene County.8 federal disasters brought FEMA money to Halcott
Disasters that paid out in Halcott itself (aid to households or repair grants to the Town of Halcott), newest first, with that year’s flood claims.
- 2011Hurricane Irene$366K to the Town of Halcott for repairs1 flood claim paid for it, $1K
- 2008Severe Winter Storm$18K to the Town of Halcott for repairs
- 2007Severe Storms and Inland and Coastal Flooding$8K to the Town of Halcott for repairs
- 2006Severe Storms and Flooding$18K to the Town of Halcott for repairs
- 2005Severe Storms and Flooding$49K to the Town of Halcott for repairs
- 2003Snow$963 to the Town of Halcott for repairs
Show all 8
- 2002Snowstorms$3K to the Town of Halcott for repairs
- 1999Hurricane Floyd Major Disaster Declarations$93K to the Town of Halcott for repairs
Greene County has had 20 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Halcott after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Halcott archive →Halcott and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Middletown | C−more damage than 84% | river and rain flooding | 59 |
| Roxbury | C−more damage than 85% | river and rain flooding | 7 |
| Lexington | — | 763 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Halcott faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Halcott
Does Halcott flood?
Flood insurance has paid 2 claims in Halcott since 1998, $19K in all. The most claims came from Hurricane Irene (1).
Is Halcott in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Greene County, 22% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Halcott?
FEMA’s Community Rating System list shows no discount for Halcott’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Halcott?
By FEMA money that reached Halcott, Hurricane Irene (2011): $366K to the Town of Halcott for repairs. By flood claims, Hurricane Irene: 1 paid, $1K.
Storm stories
Memories, warnings and help from neighbors in Halcott.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Halcott’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.