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Delanson, NY on NY 395 sb, July 2023Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0
–Not graded
Natural hazards in Delanson · FEMA

Storms, floods and disasters in Delanson

Delanson isn’t graded for hazard risk: Delanson has 263 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2011.

Flood claims
2
paid since 2011 · $12K
Disasters paid out here
3
of 17 declared for Schenectady County
By hazard

What Delanson faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

88%of expected building damage
Below average · lower than 66% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Hurricanes Tornadoes Earthquakes Ice storms Strong wind Winter storms Hail Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Delanson flood? Rarely: 2 flood claims since 2011

Every paid claim on a federal flood insurance policy in Delanson, from FEMA’s records.

Paid flood claims, by year
2011: 2 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2011
20112026
Biggest named events
  • Hurricane Irene2 claims · $12K
2
paid claims since 2011
$12K
paid to owners
0
homes flooded more than once
$6K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Delanson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Schenectady County.
Disasters

3 federal disasters brought FEMA money to Delanson

Disasters that paid out in Delanson itself (aid to households or repair grants to the Village of Delanson), newest first, with that year’s flood claims.

  1. 2011Remnants of Tropical Storm Lee1 households applied for aid$2K aid approved
  2. 2011Hurricane Irene55 households applied for aid$73K aid approved2 flood claims paid for it, $12K
  3. 2007Severe Storms and Inland and Coastal Flooding1 households applied for aid$171 aid approved
Disasters declared, by decade
Paid out in DelansonSchenectady County only

Schenectady County has had 17 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Delanson after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Delanson archive →
Be ready

Get ready for what Delanson faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Delanson

Does Delanson flood?

Flood insurance has paid 2 claims in Delanson since 2011, $12K in all. The most claims came from Hurricane Irene (2).

Is Delanson in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Schenectady County, 39% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Delanson?

FEMA’s Community Rating System list shows no discount for Delanson’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Delanson?

By FEMA money that reached Delanson, Hurricane Irene (2011): 55 households applied for aid, $73K approved. By flood claims, Hurricane Irene: 2 paid, $12K.

Storm stories

Memories, warnings and help from neighbors in Delanson.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Delanson’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.