Conesus Amusement Hall · Photo: Jerrye & Roy Klotz, MD · CC BY-SA 4.0FEMA expects more hazard damage per building in Conesus than in 73% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Conesus gets a C for hazard risk: higher expected damage per building than 73% of U.S. towns. Most of that expected damage is river and rain flooding (97%). Flood insurance has paid 6 claims here since 1980.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Conesus faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Conesus’ grade
River and rain flooding is 97% of the building damage FEMA expects in Conesus, and Conesus’ rate of river and rain flooding damage is higher than 88% of U.S. census tracts.
C higher expected damage per building than 73% of U.S. towns (21,298).
All of Conesus’ residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $810K a year in losses across Conesus: $712K to buildings, the rest to people and crops.
Does Conesus flood? Rarely: 6 flood claims since 1980
Every paid claim on a federal flood insurance policy in Conesus, from FEMA’s records: 5.2 per 1,000 homes, more than 61% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Floyd1 claim · $5K
Conesus isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Livingston County.5 federal disasters brought FEMA money to Conesus
Disasters that paid out in Conesus itself (aid to households or repair grants to the Town of Conesus), newest first, with that year’s flood claims.
- 2014Severe Storms and Flooding$903K to the Town of Conesus for repairs
- 2011Severe Storms, Flooding, Tornadoes, and Straight-line Winds$144K to the Town of Conesus for repairs
- 2003Severe Storms, Flooding, and Tornadoes1 households applied for aid$575 aid approved$301K to the Town of Conesus for repairs
- 2003Ice Storm$5K to the Town of Conesus for repairs
- 1999Snow$5K to the Town of Conesus for repairs1 flood claim paid that year
Livingston County has had 14 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Conesus after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Conesus archive →Conesus and its neighbors
Conesus is 7th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Geneseo | A+less damage than 96% | river and rain flooding | 6 |
| Canadice | Aless damage than 89% | river and rain flooding | 4 |
| Springwater | B+less damage than 69% | river and rain flooding | 4 |
| Livonia | Bless damage than 62% | river and rain flooding | 16 |
| Groveland | B−more damage than 52% | river and rain flooding | 1 |
| Sparta | Cmore damage than 67% | river and rain flooding | 1 |
| Conesus | Cmore damage than 73% | river and rain flooding | 6 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Conesus faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Conesus
Is Conesus at risk for natural disasters?
On FEMA’s National Risk Index, Conesus has higher expected damage per building than 73% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (97%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Conesus flood?
Flood insurance has paid 6 claims in Conesus since 1980, $23K in all, or 5.2 per 1,000 homes, more than 61% of U.S. towns with a flood insurance record. The most claims came from Hurricane Floyd (1).
Is Conesus in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Livingston County, 0.8% of all homes carry federal flood insurance.
How much is flood insurance in Conesus?
FEMA’s Community Rating System list shows no discount for Conesus’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Conesus?
By FEMA money that reached Conesus, Severe Storms and Flooding (2014): $903K to the Town of Conesus for repairs. By flood claims, Hurricane Floyd: 1 paid, $5K.
Is Conesus at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (97%), and Conesus’ rate for it is higher than 88% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Conesus.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Conesus’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.