Measured against area pay, Caledonia costs less to live in than 59% of U.S. towns
Home prices around Caledonia have risen about 50% over the past 5 years. No new homes were permitted in 2025.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Rochester, NY metro area ($76K). How TownRatings grades cost of living
Only 2 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
The grade compares costs with what households across the Rochester metro earn ($76K, Census 2020–24). The typical home costs 2.3 years of metro income, and 41% of renters pay 30% or more of income for housing.
In dollars
- $1,330a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 97prices across the Rochester metro, where the U.S. is 100 (housing 87)BEA Regional Price Parities, 2024
In paychecks the grade
- 2.3 yrsof area income buys the typical home; the typical U.S. town: 3.3$76K, Rochester-area income
- 14%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 41%of renters pay 30%+ of income for housing; across New York: 52%Census 2020–24
- 14%of owners do; the typical U.S. town: 20%Census 2020–24
Housing in Caledonia, in brief
Low tax bills, but a high tax rate
The median tax bill is $4,938, under the New York median of $6,582, because homes cost less. As a share of value, though, it’s 2.85% a year, against 1.55% statewide. On the typical home, that’s about $550 a month. Property taxes ↓
Fewer people, more homes
Between the 2010 and 2020 censuses, Caledonia lost 121 residents while 45 new homes were permitted. New homes ↓
Written from the data on this page. There’s no Zillow index for Caledonia, so the typical value is an estimate: the Census median carried forward with the federal house price index; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Caledonia’s grade
Measured against what households in the area earn, Caledonia is more affordable than 59% of U.S. towns. Property tax pulls the grade down most; rent holds it up.
Home prices up 50% in 5 years
The federal house price index for the ZIP code around Caledonia rose 50% over the past 5 years, about the same as across New York. Last year prices fell 1.2%. Carrying the Census median home value forward with that index puts the typical Caledonia home at roughly $231,000 today.
Carrying the Census median forward with the index puts a typical home at about $231K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Caledonia, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A typical home costs 2.3 years of area income
The calculator starts from the area income the grade uses. Switch to Caledonia’s own median, or type yours.
That covers a typical Caledonia home, with $1K to spare.
A two-bedroom rents for about $1,330 a month here, $430 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Caledonia’s typical property tax (2.85% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,330
Renters already here pay a median of $915, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Rochester, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
No new homes permitted in 2025
No permits for new homes were issued in Caledonia in 2025. The last year with any was 2022 (1 new home).
Between the 2010 and 2020 censuses, Caledonia's population fell by 121 even though 45 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across New York: 2.2 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 1 | 1 | 0 | $258,000 |
| 2021 | 1 | 1 | 0 | $220,000 |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 10 | 0 | 10 | $429,000 |
| 2017 | 10 | 0 | 10 | $429,000 |
| 2016 | 21 | 0 | 21 | $900,000 |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 3 | 3 | 0 | $300,000 |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 1 | 1 | 0 | $120,000 |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 0 | 0 | 0 | — |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 0 | 0 | 0 | — |
| 2005 | 1 | 1 | 0 | $110,000 |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 0 | 0 | 0 | — |
| 2002 | 0 | 0 | 0 | — |
| 2001 | 0 | 0 | 0 | — |
| 2000 | 0 | 0 | 0 | — |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Low tax bills, but a high tax rate
The median bill is $4,938, under the New York median of $6,582, because homes cost less. As a share of value it’s 2.85% a year, against 1.55% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Caledonia
Only figures published free for the whole country, each labeled with the area it covers: the Rochester, NY metro area, or New York. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 97 | NY 108 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 100 | NY 107 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 133 | NY 134 | metro | BEA, 2024 |
| Other services U.S. = 100 | 98 | NY 104 | metro | BEA, 2024 |
| Electricity cents per kWh, homes | 29.9¢ | U.S. 18.3¢ | state | EIA, July 2026 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Caledonia vs. its neighbors
Zillow publishes no value for Caledonia. Wheatland has no Zillow value, so it is in the table only.
Cost next door · one source per column
Questions about the cost of living in Caledonia
Is Caledonia expensive to live in?
Measured against what households in the area earn, Caledonia costs less than 59% of U.S. towns: a B for cost of living. The typical home costs 2.3 years of the median household income of the Rochester, NY metro area ($76K).
How much is rent in Caledonia?
HUD puts a two-bedroom at about $1,330 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $915 (Census 2020–24).
What are property taxes in Caledonia?
The median bill is $4,938 a year, 2.85% of the median home value (New York: $6,582, 1.55%), from the Census 2020–24.
Neighbors talk housing
What Caledonia buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.