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–Not graded
Natural hazards in Dyer · FEMA

Storms, floods and disasters in Dyer

Dyer isn’t graded for hazard risk: Dyer has 277 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
By hazard

What Dyer faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

52%of expected building damage
About average · higher than 58% of U.S. census tracts
Recorded about once every 1 years in the area

Earthquakes

46%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Smaller shares here
 Wildfire Lightning top 1% Strong wind Winter storms Tornadoes Hail Cold waves Heat waves Landslides Volcanic activity top 4%
FEMA models no building damage here
Coastal floodingHurricanesIce stormsAvalanchesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 19% of Dyer’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Dyer flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Dyer. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

Be ready

Get ready for what Dyer faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Dyer

Is Dyer in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.

How much is flood insurance in Dyer?

FEMA’s Community Rating System list shows no discount for Dyer’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Dyer.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dyer’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.