FEMA expects more hazard damage per building in Edgewood than in 68% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Edgewood gets a C for hazard risk: higher expected damage per building than 68% of U.S. towns, #35 of 73 in New Mexico. Most of that expected damage is river and rain flooding (71%), then wildfire (23%). Flood insurance has paid 2 claims here since 2025.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Edgewood faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Edgewood’s grade
River and rain flooding is 71% of the building damage FEMA expects in Edgewood, and Edgewood’s rate of river and rain flooding damage is higher than 71% of U.S. census tracts. Wildfire adds 23%, at a rate in the top 3% of U.S. census tracts.
C #35 of 73 in New Mexico; higher expected damage per building than 68% of U.S. towns (21,298).
Edgewood’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical New Mexico town has higher expected damage than 71% of U.S. towns; within the state, Edgewood has less expected damage per building than 53% of New Mexico towns.
In dollars, FEMA expects about $2.0M a year in losses across Edgewood: $1.8M to buildings, the rest to people and crops.
Does Edgewood flood? Rarely: 2 flood claims since 2025
Every paid claim on a federal flood insurance policy in Edgewood, from FEMA’s records: 0.8 per 1,000 homes, fewer than 82% of the 13,809 U.S. towns with a flood insurance record.
- The 2025 July NM Flooding1 claim · $17K
Edgewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Santa Fe County.The storms Edgewood remembers
None of the 8 disasters declared for its 2 counties shows FEMA aid or repair money reaching Edgewood itself in FEMA’s records, so these are its biggest flood-claim years.
- 20252 flood claims paidNo declaration for the county that year
Its 2 counties have had 8 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 5 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in its 2 counties, 2002–2016.
Old photos of Edgewood after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Edgewood archive →Edgewood and its neighbors
Edgewood has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Edgewood | Cmore damage than 68% | river and rain flooding | 2 |
| Barton | Cmore damage than 71% | river and rain flooding | — |
| Thunder Mountain | C−more damage than 77% | river and rain flooding | — |
| La Madera | — | 532 residents; we grade 1,000+ | |
| Paa-Ko | — | 743 residents; we grade 1,000+ | |
| Cedar Grove | — | 901 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Edgewood faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Edgewood
Is Edgewood at risk for natural disasters?
On FEMA’s National Risk Index, Edgewood has higher expected damage per building than 68% of U.S. towns: C for hazard risk, #35 of 73 in New Mexico. Most of the expected damage is river and rain flooding (71%) and wildfire (23%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Edgewood flood?
Flood insurance has paid 2 claims in Edgewood since 2025, $36K in all, or 0.8 per 1,000 homes, fewer than 82% of U.S. towns with a flood insurance record. The most claims came from 2025 July NM Flooding (1).
Is Edgewood in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Santa Fe County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Edgewood?
FEMA’s Community Rating System list shows no discount for Edgewood’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Edgewood?
By flood claims, 2025 July NM Flooding: 1 paid, $17K.
Is Edgewood at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (71%), and Edgewood’s rate for it is higher than 71% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Edgewood.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Edgewood’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.