Photo: Charles Nguyen at English Wikipedia · Public domainFEMA puts Teaneck Township’s expected hazard damage per building below that of 60% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Teaneck Township gets a B for hazard risk: lower expected damage per building than 60% of U.S. towns, #146 of 468 in New Jersey. Most of that expected damage is river and rain flooding (84%). Flood insurance has paid 84 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Teaneck Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Teaneck Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Teaneck Township’s grade
River and rain flooding is 84% of the building damage FEMA expects in Teaneck Township, and Teaneck Township’s rate of river and rain flooding damage is higher than 61% of U.S. census tracts. Next is hurricanes at 7% (higher than 73% of U.S. census tracts).
B #146 of 468 in New Jersey; lower expected damage per building than 60% of U.S. towns (21,298).
Teaneck Township’s residents live in 8 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Teaneck Township has less expected damage per building than 69% of New Jersey towns.
In dollars, FEMA expects about $10.7M a year in losses across Teaneck Township: $9.0M to buildings, the rest to people and crops.
Does Teaneck Township flood? Sometimes: 84 flood claims since 1979
Every paid claim on a federal flood insurance policy in Teaneck Township, from FEMA’s records: 6.0 per 1,000 homes, more than 64% of the 13,809 U.S. towns with a flood insurance record.
- The April 2007 nor’easter14 claims · $103K
- Hurricane Ida13 claims · $1.0M
- Hurricane Irene13 claims · $136K
Teaneck Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bergen County.12 federal disasters brought FEMA money to Teaneck Township
Disasters that paid out in Teaneck Township itself (aid to households or repair grants to Teaneck Township), newest first, with that year’s flood claims.
- 2021Remnants of Hurricane Ida565 households applied for aid$1.4M aid approved$336K to Teaneck Township for repairs13 flood claims paid for it, $1.0M
- 2020Tropical Storm Isaias$717K to Teaneck Township for repairs
- 2018Severe Winter Storm and Snowstorm$84K to Teaneck Township for repairs1 flood claim paid that year
- 2016Severe Winter Storm and Snowstorm$151K to Teaneck Township for repairs
- 2012Hurricane Sandy819 households applied for aid$161K aid approved$790K to Teaneck Township for repairs6 flood claims paid for it, $93K
- 2011Severe Storm$538K to Teaneck Township for repairs
Show all 12
- 2011Hurricane Irene377 households applied for aid$645K aid approved$115K to Teaneck Township for repairs13 flood claims paid for it, $136K
- 2010Severe Winter Storm and Snowstorm$77K to Teaneck Township for repairs
- 2010Severe Storms and Flooding111 households applied for aid$71K aid approved$397K to Teaneck Township for repairs
- 2007Severe Storms and Inland and Coastal Flooding373 households applied for aid$376K aid approved$156K to Teaneck Township for repairs15 flood claims paid that year
- 2005Severe Storms and Flooding5 households applied for aid$6K aid approved1 flood claim paid that year
- 1999Hurricane Floyd Major Disaster Declarations$43K to Teaneck Township for repairs5 flood claims paid for it, $47K
Bergen County has had 23 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Teaneck Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Teaneck Township archive →Teaneck Township and its neighbors
Teaneck Township is 2nd of the 9 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Leonia | Bless damage than 64% | river and rain flooding | 20 |
| Teaneck Township | Bless damage than 60% | river and rain flooding | 84 |
| Bergenfield | B−more damage than 50% | river and rain flooding | 96 |
| Ridgefield Park | B−more damage than 51% | river and rain flooding | 202 |
| Hackensack | C+more damage than 58% | river and rain flooding | 416 |
| New Milford | C+more damage than 63% | river and rain flooding | 753 |
| Bogota | C+more damage than 63% | river and rain flooding | 25 |
| Englewood | Cmore damage than 69% | river and rain flooding | 338 |
| River Edge | Cmore damage than 70% | river and rain flooding | 84 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Teaneck Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Teaneck Township
Is Teaneck Township at risk for natural disasters?
On FEMA’s National Risk Index, Teaneck Township has lower expected damage per building than 60% of U.S. towns: B for hazard risk, #146 of 468 in New Jersey. Most of the expected damage is river and rain flooding (84%) and hurricanes (7%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Teaneck Township flood?
Flood insurance has paid 84 claims in Teaneck Township since 1979, $1.7M in all, or 6.0 per 1,000 homes, more than 64% of U.S. towns with a flood insurance record. 11 properties have flooded more than once. The most claims came from April 2007 Nor'easter (14).
Is Teaneck Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bergen County, 41% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.
How much is flood insurance in Teaneck Township?
FEMA’s Community Rating System list shows no discount for Teaneck Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Teaneck Township?
By FEMA money that reached Teaneck Township, Remnants of Hurricane Ida (2021): 565 households applied for aid, $1.4M approved, and $336K to Teaneck Township for repairs. By flood claims, April 2007 Nor'easter: 14 paid, $103K.
Is Teaneck Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (84%), and Teaneck Township’s rate for it is higher than 61% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Teaneck Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Teaneck Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.