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Bayside Sunset
New Jersey›Cape May County
Photo: Apuch · CC BY-SA 2.0
Photo of Stone Harbor

Stone Harbor, NJ · Photo: Apuch · CC BY-SA 2.0 · Source ↗

Is Stone Harbor a good place to live?

Only 1 of the 469 New Jersey towns we compare have a higher median age than Stone Harbor. Stone Harbor has 2 places on the National Register of Historic Places, among them Rufwud Cottage. Stone Harbor has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes Stone Harbor stand out

Where Stone Harbor beats most towns.

By the sea

Stone Harbor lives by the ocean

Coastal flooding makes up 38% of the storm damage FEMA expects here.

38%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
1,203paid flood-insurance claims since 1979
2storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

U.S. Life-Saving Station No. 35
U.S. Life-Saving Station No. 35 · National Register of Historic Places
Stone Harbor’s story

132 years in pictures

Census counts: 159 in 1920, a peak of 1,187 in 1980, 796 in 2020. The archive holds 12 old photos and papers going back to 1917 and 5 maps from 1888 on.

2 places on the National Register of Historic Places.

  • 1894Stone Harbor is settled
Explore the history →
Getting set up

Moving to Stone Harbor: who provides what

Who provides power, water and the rest in Stone Harbor, and how to reach them.

The full setup list →
PowerAtlantic City Electric25.8¢/kWh · EIA 2025HIFLD · EIA
WaterStone Harbor Water DeptNo health-based violations in 5 years · EPAEPA
Internet3 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpFrom the town’s siteTrash and recycling rulesTown site
SchoolsStone Harbor Borough School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New Jersey you can register online until 21 days before Election Day, in person until 21 days before Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereCape May County ClerkCape May County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code0824708247 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Stone Harbor.

Housing

A typical Stone Harbor home is worth about $2.59M

The typical Stone Harbor home is worth about $2,592,000, up 13.1% in a year, 5 times the New Jersey typical home.

$2.59MZillow home value
Stone HarborNew Jersey townsU.S. towns
Households that own their home89%77%73%
Median rent$1,711 a month$1,778 a month$1,185 a month

Typical home value

Stone Harbor$2.59M
New Jersey$575K
+13.1%
value change, 1 year
4
homes sold in May

Zillow Home Value Index · Redfin Data Center

Schools

The schools Stone Harbor’s kids attend

Its public schools are run by the Stone Harbor School District. Its one school is below.

SchoolLevelStudentsLetter
Stone Harbor Elementary SchoolLargest public elementary schoolGrades K–4Grades K–487A

NCES · EDFacts

Work & commute

Stone Harbor stands out in New Jersey and nationally: a larger share of its working residents work locally

21% of Stone Harbor working residents work locally, above both the New Jersey town median (6.3%) and the median of U.S. towns (8%). Jobs based in Stone Harbor grew to 716 in 2023, 239 more than in 2013. The median household income in Stone Harbor is $169,000.

21%work in town
Stone HarborNew Jersey townsU.S. towns
Median household income$169,000$113,000$80,000
Working residents who work in town21%6.3%8%
Average trip to work32 minutes30 minutes25 minutes
Below the poverty line6%6.1%9.6%

Where working residents work

In Stone Harbor21%
Middle Township12%
Lower Township7%
Philadelphia5%
Somers Point2%
20 mi
median commute distance
716
jobs based in Stone Harbor
A job hub
jobs vs. working residents

Census LEHD 2023 · ACS

Natural hazards

Very high risk in Stone Harbor, with inland flooding at the top

Expected storm and flood damage is higher than in 85% of U.S. communities. Since 1979, 1,203 flood insurance claims have been paid out in Stone Harbor.

85risk score of 100
FEMA risk score
85Very high riskLowerHigher
Inland floodingCoastal floodingHurricanes
1,203
paid flood claims since 1979
2
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Four seasons and pleasant summers in Stone Harbor

Stone Harbor has chilly winters and warm summers. July afternoons reach 84°, January nights drop to 28° and about 15 inches of snow falls in a winter.

15″snow a winter

Typical low → high °F

Winter30–45°
Spring44–61°
Summer66–82°
Fall50–67°
Nov 9
typical first frost
Apr 1
typical last frost
+2.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Outdoors

13.8% of Stone Harbor is conserved land

2.2 miles of trail in 3 parks and preserves. Stone Harbor’s trail density is 1.0 miles per square mile. Stone Harbor Point, at 244 acres with 1.4 miles of trail, is the biggest park or preserve.

13.8%conserved
13.8%
conserved · 193 of 1,396 acres
2.2 mi
of trails · 1 per sq mi
Biggest places to walkTrailsAcres
1. Stone Harbor Point1.4 mi244
2. Stone Harbor Bird Sanctuary0.2 mi22
3. Stone Harbor Recreation - 82nd Street Complex0.2 mi9

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Safety

Crime reported in Stone Harbor

21 crimes were reported in Stone Harbor in 2025: 18 property and 3 violent. In a town this small, a few incidents move the numbers a lot, so rates aren't shown.

Stone Harbor is small, so we show counts rather than rates.

3
violent crimes reported in 2025
18
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Health

A smaller share of adults sleep under 7 hours in Stone Harbor than in most of New Jersey or the rest of the country

27% of adults sleep under 7 hours in Stone Harbor. Stone Harbor beats the New Jersey average on 17 of 32 CDC measures and trails it on 5. 6.9% of adults smoke cigarettes in Stone Harbor.

Stone HarborNew Jersey townsU.S. towns
Sleep under 7 hours (CDC PLACES)27%36%36%
Feel lonely (CDC PLACES)24%32%33%
Frequent mental distress (CDC PLACES)11%15%17%
Yearly checkup (CDC PLACES)84%78%79%
32 measures vs. New Jersey
17 better10 too close to call5 worse
What stands outStone HarborNJ
Fewer adults facing food insecurity4.8%14.3%
Fewer adults facing housing insecurity4.3%12.3%
More adults who have had cancer14.4%7.5%
Cape Regional Medical Center
4.1 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Nearby attractions

Boardwalk Hall and 19 more within 40 miles

Museums, parks, gardens and other places to visit around Stone Harbor. Close and well known come first.

All 34 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Boardwalk Hall: Jack Boucher, Public domain · Morey's Piers: Smallbones, CC0 · Lucy the Elephant: User:dtcdthingy 3:30 pm 30th July 2004 (Minolta Dimage X20), Public domain · Steel Pier: Make Lemons, CC BY-SA 2.0

Keep exploring

Everything we know about Stone Harbor

19pages on Stone Harbor
After high school

Colleges nearby

None within 15 miles of Stone Harbor; the nearest are

Small town

778 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Middle TownshipNorth WildwoodMiddle TownshipNorth WildwoodStone Harbor

Landmarks

2 places in Stone Harbor on the National Register of Historic Places.

All landmarks →

About Stone Harbor

Borough in Cape May County, New Jersey, US

Official town website ↗

Stone Harbor is a borough in Cape May County, in the U.S. state of New Jersey. The borough, and all of Cape May County, is part of the South Jersey region of the state and of the Ocean City metropolitan statistical area, which is part of the Philadelphia metropolitan area. It occupies the southern portion of Seven Mile Island together with its northern neighbor Avalon. It is a resort community that attracts visitors looking to enjoy its beaches, sailing facilities and commercial center. The community attracts a large number of vacationers from the Mid-Atlantic region and Quebec. As of the 2020 United States census, the borough's population was 796, a decrease of 70 (−8.1%) from the 2010 cen…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1914
Area
2.0 sq mi
Elevation
7 ft
ZIP code
08247

Questions about Stone Harbor

Short answers, built from the data on this page.

Is Stone Harbor, NJ a good place to live?

Stone Harbor has fewer than 1,000 residents, too few for fair grades; the figures below are still real.