Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY 3.0Storms, floods and disasters in Roosevelt
Roosevelt isn’t graded for hazard risk: Roosevelt has 996 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2011.
What Roosevelt faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Roosevelt flood? Rarely: 2 flood claims since 2011
Every paid claim on a federal flood insurance policy in Roosevelt, from FEMA’s records.
- The Mid-spring storms1 claim · $14K
- Hurricane Irene1 claim · $80K
Roosevelt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Monmouth County.2 federal disasters brought FEMA money to Roosevelt
Disasters that paid out in Roosevelt itself (aid to households or repair grants to the Borough of Roosevelt), newest first, with that year’s flood claims.
- 2012Hurricane Sandy13 households applied for aid$2K aid approved
- 2011Hurricane Irene10 households applied for aid$9K aid approved1 flood claim paid for it, $80K
Monmouth County has had 20 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Roosevelt after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Roosevelt archive →Roosevelt and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Upper Freehold Township | Cmore damage than 67% | river and rain flooding | 3 |
| Millstone Township | C−more damage than 80% | river and rain flooding | 4 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Roosevelt faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Roosevelt
Does Roosevelt flood?
Flood insurance has paid 2 claims in Roosevelt since 2011, $94K in all. 1 properties have flooded more than once. The most claims came from Mid-spring storms (1).
Is Roosevelt in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Monmouth County, 70% of homes in mapped flood zones carry federal flood insurance, and 7.4% of all homes do.
How much is flood insurance in Roosevelt?
FEMA’s Community Rating System list shows no discount for Roosevelt’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Roosevelt?
By FEMA money that reached Roosevelt, Hurricane Irene (2011): 10 households applied for aid, $9K approved. By flood claims, Mid-spring storms: 1 paid, $14K.
Storm stories
Memories, warnings and help from neighbors in Roosevelt.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Roosevelt’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.