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Owen Coachman HousePhoto: Smallbones · Public domain
Town Hall · Lower Township

Lower Township spent more per resident in 2022 than 88% of similar towns

Lower Township’s town government spent $31 million on day-to-day services in the year to December 31, 2024, about $1,403 per resident.

Town website
Election Day

Tomorrow

General election in New Jersey.

Register or check: vote.gov ↗
Day-to-day spending, 2024
$31.0M
year to December 31, 2024
Per resident, 2024
$1,403
In 2022: $1,438, more than 88% of 32 similar towns
Long-term debt
$27.3M
end of 2024, reported
Town staff, 2025
154
full-time · 43 part-time · March payroll $1.2M
Typical tax bill
$4,186
1.15% of home value · NJ 2.11%

What stands out about how Lower Township is run

Read from the town’s budget and official records.

Compared with similar places

$1,438 per resident in 2022: more than 88% of them

Lower Township’s day-to-day spending in 2022 ($1,438 per resident, hospital and utilities left out) against 32 New Jersey towns and townships of 10,000–24,999 that don’t run their own schools: the median was $1,148, and the middle half spent $852–$1,249. Lower Township spent more than 88% of them.

Middle half of the group, $852–$1,249Median $1,148Lower Township

Includes sewer and trash ($3.8 million), as the Census Bureau counts them. Later years come from a Census sample, so the comparison stays on 2022. How Town Hall compares budgets →

The group
32

New Jersey towns and townships of 10,000–24,999 that don’t run their own schools, 2022 Census of Governments (every government counted that year; Lower Township itself left out).

Your share of the 2024 budget

About $1,403 per resident a year, or $3.84 a day

Day-to-day services only. The biggest line: police, at 17%.

Where the money comes from
Property taxes 68%Interest, fines & other 14%From the state 6%Other taxes & licenses 4%From other local governments 3%Sales taxes 2%From the federal government 1%Fees & charges 1%
Not in the receipt.Building projects $6.3 million; interest on debt $618,000; payments to other governments $729,000. With these, the whole budget was $38.7 million.
About “Other”.44% of Lower Township’s day-to-day spending ($13.5 million) is filed by the Census Bureau outside the named functions above, so the receipt can’t say what it buys.
Over the years

Day-to-day spending is up 2% since 2022

Day-to-day services, in dollars, in the years Lower Township reported to the Census Bureau. Prices rose too: about 4% a year in 2022–2024.

Day-to-day spending by fiscal year

2022$30.5 million
2023$30.6 million
2024$31 million

Per resident: 2022: $1,438 · 2023: $1,384 · 2024: $1,403.

Town staff
154

full-time in March 2025, the same as 154 in 2022.

Building projects, interest and enterprises (hospital, utilities) are left out, so a big construction year doesn’t read as growth.

Property tax

The typical homeowner pays $4,186 a year

Every local property tax on the home: town, schools and county. About 1.15% of the home’s value, vs 2.11% across New Jersey.

What homes cost →

Typical yearly bill next door and statewide

New Jersey$9,590
Diamond Beach$8,106
Wildwood$6,507
West Cape May$6,383
Cape May$6,165
Wildwood Crest$5,633
Middle Township$5,344
Cape May Point$5,303
Lower Township$4,186
North Cape May$4,089
$4,186
typical bill a year
1.15%
effective rate
$364,900
typical home value (Census)
Your own bill

The Housing page’s calculator splits a monthly payment into loan, tax and insurance at Lower Township’s rate.

Can I afford it? →

The median bill homeowners report to the Census survey (bills of $10,000+ are reported as “$10,000+”). The effective rate is that bill ÷ the median home value: a rough guide, not the official tax rate.

Tax bills are one input to Lower Township’s Cost of living grade. Cost of living in Lower Township →

Who runs it

Who’s in charge in Lower Township

Names change after every election, so we link to the source that keeps them current.

See townshipoflower.org for Lower Township’s current officialsWe name an official only when a public source lists a current term. None does for Lower Township yet.townshipoflower.org ↗
Agendas

Lower Township’s meeting calendar isn’t in our feed yet. The town posts agendas and minutes on townshipoflower.org ↗.

Who works for Lower Township

One full-time town employee for every 144 residents

On the payroll in March 2025, from the Census Bureau’s Annual Survey of Public Employment & Payroll. Residents: the Census population in the 2024 finance file (22,129).

By department full-time, plus part-time, March 2025

Police55 + 4 pt
Sewer & trash40 + 11 pt
Administration & buildings25 + 10 pt
Parks & libraries4 + 13 pt
Water & other utilities10 + 1 pt
Courts, inspections & corrections2 + 3 pt
Fire3 + 1 pt
Roads & transportation2
Other13
154
full-time
43
part-time
$1.2M
payroll for March 2025
$14.1M
a year, estimated (March × 12)
$86,100
average full-time pay, before benefits (March × 12)
49
sworn police officers
Compared, 2022.Lower Township had 7.3 full-time staff per 1,000 residents in March 2022. The median for the 24 of the 32 New Jersey towns and townships of 10,000–24,999 that don’t run their own schools that reported 2022 staff was 5.5: Lower Township had more than 83% of them. Same group and year as the budget comparison.

The Census reports one month’s payroll (March); yearly figures are that month × 12, an estimate. Part-timers count half in the bar lengths.

The school district

Lower Township School District

Lower Township’s elementary school district. It’s its own government, with a budget separate from the town’s.

Schools in Lower Township →
$25,348
per pupil · NJ $28,441
1,438
students
$18.5 million
long-term debt

Of the $25,348 per pupil, $14,054 goes to the classroom (teachers, aides, supplies); the rest to buses, buildings, counselors and administration. Building projects and debt payments aren’t in the per-pupil figure.

The district: schools, scores and graduation →

Where the district’s money comes from
Local 55%State 39%Federal 6%

New Jersey districts overall: 48% local, 46% state, 6% federal.

Also serving Lower Township

Lower Cape May Regional School District · $29,688 per pupil

School year 2023–24. Census Bureau school finance survey.

Who represents Lower Township

From town hall to Washington

Every level of government that speaks for Lower Township.

2024 results ↑
  1. 1
    Your townTown government
  2. 2
    New Jersey General AssemblyState representatives
  3. 3
    New Jersey SenateState senator
  4. 4
    GovernorStatewide
  5. 5
    U.S. HouseYour representative in Congress
  6. 6
    U.S. SenateBoth represent all of New Jersey

Democrat · Republican · other or independent. Tap a name for their official page.

Next door

How Lower Township compares with the towns next door

Lower Township spent $1,438 per resident in 2022. Most of its neighbors are cities, a different kind of government, so the like-for-like comparison is with similar towns, above. Tap a town to see its page.

Spends the leastSpends the mostEstimate or no figures
TownDay-to-day, per resident (2022)Tax bill
Middle Township$1,429$5,344
Cape May Point$4,695$5,303
Cape May$5,531$6,165
Wildwood Crest$5,603$5,633
Wildwood$5,743$6,507
West Cape Mayestimate$6,383
Lower Township$1,438$4,186

Day-to-day spending in 2022, the last year every government was counted, for governments that reported it; hospital and utilities left out. Tax bill: the typical homeowner’s bill (Census ACS, 2020–24).

Reach Lower Township’s government

The official site has phone numbers, hours and forms. Neighbors add the rest to the Handbook.

The Handbook →

Questions about Lower Township’s government

How much does Lower Township spend per resident?

About $1,403 per resident on day-to-day services in the year to December 31, 2024, as reported to the Census Bureau. In 2022, the last full count, its $1,438 was more than 88% of 32 New Jersey towns and townships of 10,000–24,999 that don’t run their own schools.

What is the property tax rate in Lower Township?

Homeowners report a typical bill of $4,186 a year (Census ACS, 2020–24), about 1.15% of the typical home’s value, vs 2.11% across New Jersey. For the official rate per $1,000 of assessed value, see townshipoflower.org.

Who runs Lower Township’s government?

See townshipoflower.org for current officials. We name an official only when a public source lists a current term, and none does for Lower Township yet.

How many people work for Lower Township?

154 full-time and 43 part-time employees in March 2025, with a March payroll of $1.2M (about $14.1M a year if every month were the same), as reported to the Census Bureau.

Who represents Lower Township in the state legislature?

State Senate District 1 (Mike Testa) and General Assembly District 01 (Antwan McClellan and Erik Simonsen). The General Assembly district also covers 26 other towns. Listed by Open States; districts from the Census Bureau.

Ask neighbors about Lower Township’s government

Neighbors who’ve been to the meetings can help.

Town Square →
Ask neighbors

Budget and staff: U.S. Census Bureau, Census of Governments (2022, every government) and Annual Survey of State and Local Government Finances (2023–24, a sample) and the Annual Survey of Public Employment & Payroll; day-to-day spending is current operations, with hospitals, utilities and airports apart. School district: Census school finance survey, 2023–24. Property tax: Census American Community Survey, 2020–24. Elections: official 2024 returns via the MIT Election Data + Science Lab; turnout uses Census citizen voting-age population (CVAP, 2020–24). Officials: Open States, names shown only with a current term (checked October 9, 2026). Districts: Census Bureau (119th Congress, 2024 state districts); legislators: Open States and congress-legislators. How Town Hall works →