Photo: Ken Lund from Reno, Nevada, USA · CC BY-SA 2.0On FEMA’s figures, Ewing Township faces more hazard damage per building than 75% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Ewing Township gets a C for hazard risk: higher expected damage per building than 75% of U.S. towns, #354 of 468 in New Jersey. Most of that expected damage is river and rain flooding (72%), then hurricanes (12%). Flood insurance has paid 375 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Ewing Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Ewing Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Strong wind
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Ewing Township’s grade
River and rain flooding is 72% of the building damage FEMA expects in Ewing Township, and Ewing Township’s rate of river and rain flooding damage is higher than 79% of U.S. census tracts. Strong wind adds 6%, at a rate in the top 3% of U.S. census tracts.
C #354 of 468 in New Jersey; higher expected damage per building than 75% of U.S. towns (21,298).
Ewing Township’s residents live in 9 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Ewing Township has more expected damage per building than 76% of New Jersey towns.
In dollars, FEMA expects about $17.7M a year in losses across Ewing Township: $14.2M to buildings, the rest to people and crops.
Does Ewing Township flood? Yes: 375 flood claims since 1978
Every paid claim on a federal flood insurance policy in Ewing Township, from FEMA’s records: 25.2 per 1,000 homes, more than 87% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Irene37 claims · $661K
- Hurricane Ida27 claims · $1.1M
- Hurricane Floyd14 claims · $128K
Ewing Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mercer County.12 federal disasters brought FEMA money to Ewing Township
Disasters that paid out in Ewing Township itself (aid to households or repair grants to Ewing Township), newest first, with that year’s flood claims.
- 2021Remnants of Hurricane Ida145 households applied for aid$364K aid approved$223K to Ewing Township for repairs27 flood claims paid for it, $1.1M
- 2016Severe Winter Storm and Snowstorm$123K to Ewing Township for repairs
- 2012Hurricane Sandy344 households applied for aid$42K aid approved$345K to Ewing Township for repairs3 flood claims paid for it, $19K
- 2011Remnants of Tropical Storm Lee$26K to Ewing Township for repairs
- 2011Hurricane Irene325 households applied for aid$486K aid approved$33K to Ewing Township for repairs37 flood claims paid for it, $661K
- 2010Severe Winter Storm and Snowstorm$44K to Ewing Township for repairs
Show all 12
- 2010Severe Storms and Flooding51 households applied for aid$24K aid approved$21K to Ewing Township for repairs
- 2007Severe Storms and Inland and Coastal Flooding20 households applied for aid$20K aid approved6 flood claims paid that year
- 2006Severe Storms and Flooding4 households applied for aid$1K aid approved$66K to Ewing Township for repairs12 flood claims paid that year
- 2005Severe Storms and Flooding2 households applied for aid$2K aid approved16 flood claims paid that year
- 2004Severe Storms and Flooding$18K to Ewing Township for repairs7 flood claims paid that year
- 1999Hurricane Floyd Major Disaster Declarations$36K to Ewing Township for repairs14 flood claims paid for it, $128K
Mercer County has had 20 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Ewing Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Ewing Township archive →Ewing Township and its neighbors
Ewing Township is 4th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Lower Makefield Township | Bless damage than 64% | river and rain flooding | 186 |
| Hopewell Township | C+more damage than 61% | river and rain flooding | 69 |
| Lawrence Township | Cmore damage than 71% | river and rain flooding | 161 |
| Ewing Township | Cmore damage than 75% | river and rain flooding | 375 |
| Trenton | C−more damage than 84% | river and rain flooding | 830 |
| Yardley | Dmore damage than 87% | river and rain flooding | 704 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Ewing Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Ewing Township
Is Ewing Township at risk for natural disasters?
On FEMA’s National Risk Index, Ewing Township has higher expected damage per building than 75% of U.S. towns: C for hazard risk, #354 of 468 in New Jersey. Most of the expected damage is river and rain flooding (72%) and hurricanes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Ewing Township flood?
Flood insurance has paid 375 claims in Ewing Township since 1978, $4.4M in all, or 25.2 per 1,000 homes, more than 87% of U.S. towns with a flood insurance record. 60 properties have flooded more than once. The most claims came from Hurricane Irene (37).
Is Ewing Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Mercer County, 42% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in Ewing Township?
FEMA’s Community Rating System list shows no discount for Ewing Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Ewing Township?
By FEMA money that reached Ewing Township, Remnants of Hurricane Ida (2021): 145 households applied for aid, $364K approved, and $223K to Ewing Township for repairs. By flood claims, Hurricane Irene: 37 paid, $661K.
Is Ewing Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Ewing Township’s rate for it is higher than 79% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Ewing Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ewing Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.