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New Jersey›Cape May County

ErmaNJ

A town of 1,959.

Is Erma a good place to live?

We don’t grade Erma yet; the figures below are still real.

By the sea

Erma lives by the ocean

Coastal flooding makes up 40% of the storm damage FEMA expects here.

40%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
87thpercentile for hurricane risk

FEMA National Risk Index · OpenFEMA · OpenStreetMap

Getting set up

Moving to Erma: who provides what

Erma is unincorporated, so Cape May County and regional agencies provide most services.

PowerAtlantic City Electric25.8¢/kWh · EIA 2025HIFLD · EIA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesCape May CountyCape May County provides services here
SchoolsLower Cape May Region School DistrictLower Township School District2 districts serve Erma; which school depends on your address and gradeNCES
Register to voteOnlineIn New Jersey you can register online until 21 days before Election Day, in person until 21 days before Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereCape May County ClerkCape May County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code0820408204 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Erma.

Work & commute

Erma has 0.3 jobs for every working resident, so most commute out

The average commute for Erma comes to 22 minutes, against 30 minutes in New Jersey’s towns and 25 minutes across U.S. towns. Most people who work leave Erma to do it: just 1% work in town. This New Jersey town had 245 jobs in 2023, down 56 from 2013. The typical household income in the town is $97,000.

1%work in town
ErmaNew Jersey townsU.S. towns
Average trip to work22 minutes30 minutes25 minutes
Working residents who work in town1.4%6.3%8%
Median household income$97,000$113,000$80,000
Below the poverty line5%6.1%9.6%

Where working residents work

In Erma1%
Lower Township21%
Middle Township13%
Cape May8%
Wildwood6%
8 mi
median commute distance
245
jobs based in Erma
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Natural hazards

The biggest natural risk in Erma is coastal flooding, at a high overall level

The natural-hazard score from FEMA for Erma comes to 75 of 100, above both New Jersey’s towns (52 of 100) and U.S. towns (44 of 100). FEMA puts two fifths of the town’s expected hazard losses down to coastal flooding, and 27% to inland flooding.

75risk score of 100
FEMA risk score
75High riskLowerHigher
Coastal floodingInland floodingHurricanes

FEMA National Risk Index · OpenFEMA

Climate

Four seasons and pleasant summers in Erma

July afternoons reach 85°, January nights drop to 28° and about 15 inches of snow falls in a winter.

15″snow a winter

Typical low → high °F

Winter30–46°
Spring44–61°
Summer66–83°
Fall50–67°
Nov 9
typical first frost
Apr 1
typical last frost
+2.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Erma is

28% of adults feel lonely in Erma. CDC measures, 32 in all: Erma beats New Jersey on 6 and trails on 6. In Erma, nearly a third of adults sleep under 7 hours, and 19% have been diagnosed with depression.

ErmaNew Jersey townsU.S. towns
Feel lonely (CDC PLACES)28%32%33%
Sleep under 7 hours (CDC PLACES)32%36%36%
Depression (CDC PLACES)19%16%23%
Obesity (CDC PLACES)35%28%35%
32 measures vs. New Jersey
6 better20 too close to call6 worse
What stands outErmaNJ
Fewer uninsured adults7.5%11.3%
Fewer adults facing housing insecurity9.1%12.3%
More adults who have had cancer10.1%7.5%
Cape Regional Medical Center
8 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Who lives here

A typical New Jersey spread of ages in Erma

Erma: 35% of adults 25 and older hold a bachelor’s degree or more. No age group stands out against New Jersey: all are within 4 points. In Erma, the age of the median resident is 44.8 years.

44.8median age · NJ 40.1
ErmaNew Jersey townsU.S. towns
Under 1825%21%22%
Median age44.8 years42 years40.5 years
Bachelor’s degree or more, 25+35%45%29%
ErmaNew JerseyUnited States

Ages · share of residents

Education · adults 25 and older

No diploma4%
High school31%
Some college21%
Associate’s9%
Bachelor’s25%
Graduate10%

Women and men · all residents

Somewhere between 39% and 70% women

The Census survey reached too few of Erma’s residents to say more: its margin here is ±15.3 points. Across New Jersey, 50.8% of residents are women.

Ages and education in Erma
ErmaNJU.S.
Under 1020.9%11.6%11.6%
10 to 173.6%10.2%10.3%
18 to 243.2%8.4%9.1%
25 to 3414.4%12.9%13.7%
35 to 448.8%13.3%13.2%
45 to 5411.3%12.9%12.2%
55 to 6419.2%13.5%12.7%
65 to 7413%10%10.2%
75 and older5.7%7.2%7%
No diploma4.4%9.3%10.4%
High school30.7%25.3%26%
Some college21.1%15%19.1%
Associate’s8.7%6.7%8.8%
Bachelor’s24.9%26.1%21.6%
Graduate10.2%17.6%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,000, single groups can be off by several points

Housing

Homes in Erma sell for about $405K

Erma’s midpoint rent comes in at $1,530 a month. The share of households in Erma who live in a home they own: 80%.

$405Kmedian sale price
ErmaNew Jersey townsU.S. towns
Median rent$1,530 a month$1,778 a month$1,185 a month
Households that own their home80%77%73%
3
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Nearby attractions

Morey's Piers and 20 more within 40 miles

Museums, parks, gardens and other places to visit around Erma. Close and well known come first.

All 37 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Morey's Piers: Smallbones, CC0 · Boardwalk Hall: Jack Boucher, Public domain · Lucy the Elephant: User:dtcdthingy 3:30 pm 30th July 2004 (Minolta Dimage X20), Public domain · Steel Pier: Make Lemons, CC BY-SA 2.0

Keep exploring

Everything we know about Erma

14pages on Erma
After high school

Colleges nearby

None within 15 miles of Erma; the nearest are

A commuter town

99% of working residents leave Erma for work

Where Erma’s working residents go each day. Line width shows the share.

21% → Lower Township Lower Township 21% 13% → Middle Township Middle Township 13% 8% → Cape May Cape May 8% 6% → Wildwood Wildwood 6% 2% → Atlantic City Atlantic City 2% 2% → Egg Harbor Township Egg Harbor Township 2% Erma · 1% stay
245jobs based in Erma
1%of working residents work in town
8 mimedian commute distance

Census LEHD 2023

About Erma

Populated place in Cape May County, New Jersey, US

Erma is an unincorporated community and census-designated place (CDP) located within Lower Township in Cape May County, in the U.S. state of New Jersey. As of the 2020 United States census, the CDP's population was 2,031, a decline of 103 from the 2010 census count of 2,134.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.3 sq mi
Elevation
10 ft

Erma’s neighbors

One town shares a border with Erma.

Explore the map →
How the neighbors grade
TownNJ rankOverallCostSafetySchoolsHealth
Erma——————
Rio Grande——————

Erma and Rio Grande aren’t graded (fewer than 1,000 residents, or not enough data). Compare Erma with a neighbor →

Questions about Erma

Short answers, built from the data on this page.

Is Erma, NJ a good place to live?

We don’t grade Erma yet; the figures below are still real.