Photo: JERRYE AND ROY KLOTZ MD · CC BY-SA 3.0FEMA puts Delanco Township’s expected hazard damage per building above that of 91% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Delanco Township gets a D for hazard risk: higher expected damage per building than 91% of U.S. towns, #438 of 468 in New Jersey. Most of that expected damage is river and rain flooding (88%). Flood insurance has paid 11 claims here since 1982.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Delanco Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Delanco Township’s grade
River and rain flooding is 88% of the building damage FEMA expects in Delanco Township, and Delanco Township’s rate of river and rain flooding damage is in the top 4% of U.S. census tracts. Coastal flooding adds 3%, at a rate in the top 3% of U.S. census tracts.
D #438 of 468 in New Jersey; higher expected damage per building than 91% of U.S. towns (21,298).
All of Delanco Township’s residents live in one census tract; the figures are that tract’s.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Delanco Township has more expected damage per building than 94% of New Jersey towns.
In dollars, FEMA expects about $3.1M a year in losses across Delanco Township: $2.9M to buildings, the rest to people and crops.
Does Delanco Township flood? Sometimes: 11 flood claims since 1982
Every paid claim on a federal flood insurance policy in Delanco Township, from FEMA’s records: 6.1 per 1,000 homes, more than 65% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Floyd1 claim · $5K
- Hurricane Ida1 claim · $12K
- Hurricane Sandy1 claim · $59K
Delanco Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.8 federal disasters brought FEMA money to Delanco Township
Disasters that paid out in Delanco Township itself (aid to households or repair grants to Delanco Township), newest first, with that year’s flood claims.
- 2018Severe Winter Storm and Snowstorm$32K to Delanco Township for repairs
- 2016Severe Winter Storm and Snowstorm$27K to Delanco Township for repairs
- 2012Hurricane Sandy18 households applied for aid$1K aid approved$85K to Delanco Township for repairs1 flood claim paid for it, $59K
- 2011Hurricane Irene45 households applied for aid$49K aid approved$13K to Delanco Township for repairs1 flood claim paid for it, $17K
- 2010Severe Winter Storm and Snowstorm$8K to Delanco Township for repairs
- 2010Severe Winter Storm and Snowstorm$18K to Delanco Township for repairs
Show all 8
- 2009Snowstorm$14K to Delanco Township for repairs
- 2007Severe Storms and Inland and Coastal Flooding16 households applied for aid$7K aid approved$25K to Delanco Township for repairs1 flood claim paid that year
Burlington County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Burlington County, 2007–2007.
Old photos of Delanco Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Delanco Township archive →Delanco Township and its neighbors
Delanco Township is 6th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Bensalem Township | B+less damage than 75% | river and rain flooding | 265 |
| Philadelphia | B−less damage than 54% | river and rain flooding | 1,177 |
| Delran Township | Cmore damage than 66% | river and rain flooding | 67 |
| Willingboro Township | Cmore damage than 71% | river and rain flooding | 21 |
| Edgewater Park Township | Dmore damage than 88% | river and rain flooding | 7 |
| Delanco Township | Dmore damage than 91% | river and rain flooding | 11 |
| Riverside Township | Dmore damage than 91% | river and rain flooding | 36 |
| Beverly | Dmore damage than 93% | river and rain flooding | 1 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Delanco Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Delanco Township
Is Delanco Township at risk for natural disasters?
On FEMA’s National Risk Index, Delanco Township has higher expected damage per building than 91% of U.S. towns: D for hazard risk, #438 of 468 in New Jersey. Most of the expected damage is river and rain flooding (88%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Delanco Township flood?
Flood insurance has paid 11 claims in Delanco Township since 1982, $138K in all, or 6.1 per 1,000 homes, more than 65% of U.S. towns with a flood insurance record. 2 properties have flooded more than once. The most claims came from Hurricane Floyd (1).
Is Delanco Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burlington County, 55% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.
How much is flood insurance in Delanco Township?
FEMA’s Community Rating System list shows no discount for Delanco Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Delanco Township?
By FEMA money that reached Delanco Township, Hurricane Sandy (2012): 18 households applied for aid, $1K approved, and $85K to Delanco Township for repairs. By flood claims, Hurricane Floyd: 1 paid, $5K.
Is Delanco Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (88%), and Delanco Township’s rate for it is in the top 4% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Delanco Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Delanco Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.