Photo: Apc106 · CC BY-SA 3.0Storms, floods and disasters in Allenhurst
Allenhurst isn’t graded for hazard risk: Allenhurst has 376 residents; we grade towns of 1,000 or more. Flood insurance has paid 15 claims here since 1978.
What Allenhurst faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Allenhurst flood? Sometimes: 15 flood claims since 1978
Every paid claim on a federal flood insurance policy in Allenhurst, from FEMA’s records.
- The December Storm - nor’easter3 claims · $137K
- Hurricane Sandy1 claim · $500K
- Hurricane Irene1 claim · $16K
Allenhurst isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Monmouth County.6 federal disasters brought FEMA money to Allenhurst
Disasters that paid out in Allenhurst itself (aid to households or repair grants to the Borough of Allenhurst), newest first, with that year’s flood claims.
- 2020Tropical Storm Isaias$20K to the Borough of Allenhurst for repairs
- 2016Severe Winter Storm and Snowstorm$11K to the Borough of Allenhurst for repairs
- 2012Hurricane Sandy66 households applied for aid$86K aid approved$529K to the Borough of Allenhurst for repairs1 flood claim paid for it, $500K
- 2011Hurricane Irene18 households applied for aid$26K aid approved$107K to the Borough of Allenhurst for repairs1 flood claim paid for it, $16K
- 2010Severe Winter Storm and Snowstorm$22K to the Borough of Allenhurst for repairs
- 2010Severe Storms and Flooding2 households applied for aid$43K to the Borough of Allenhurst for repairs
Monmouth County has had 20 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Allenhurst after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Allenhurst archive →Allenhurst and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Ocean Township | B−more damage than 51% | strong wind | 945 |
| Interlaken | — | 939 residents; we grade 1,000+ | |
| Loch Arbour | — | 185 residents; we grade 1,000+ | |
| Deal | — | 686 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Allenhurst faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Allenhurst
Does Allenhurst flood?
Flood insurance has paid 15 claims in Allenhurst since 1978, $711K in all. 2 properties have flooded more than once. The most claims came from December Storm - Nor'easter (3).
Is Allenhurst in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Monmouth County, 70% of homes in mapped flood zones carry federal flood insurance, and 7.4% of all homes do.
How much is flood insurance in Allenhurst?
FEMA’s Community Rating System list shows no discount for Allenhurst’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Allenhurst?
By FEMA money that reached Allenhurst, Hurricane Sandy (2012): 66 households applied for aid, $86K approved, and $529K to the Borough of Allenhurst for repairs. By flood claims, December Storm - Nor'easter: 3 paid, $137K.
Storm stories
Memories, warnings and help from neighbors in Allenhurst.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Allenhurst’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.