Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY 4.0For strong wind, Aberdeen Township’s building-damage rate is in the top 1% of U.S. census tracts
On FEMA’s National Risk Index, Aberdeen Township gets a C+ for hazard risk: higher expected damage per building than 64% of U.S. towns, #280 of 468 in New Jersey. Most of that expected damage is river and rain flooding (48%), then strong wind (36%). Flood insurance has paid 55 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Aberdeen Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Aberdeen Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Aberdeen Township’s grade
River and rain flooding is 48% of the building damage FEMA expects in Aberdeen Township, and Aberdeen Township’s rate of river and rain flooding damage is lower than 61% of U.S. census tracts. Strong wind adds 36%, at a rate in the top 1% of U.S. census tracts.
C+ #280 of 468 in New Jersey; higher expected damage per building than 64% of U.S. towns (21,298).
Aberdeen Township’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Aberdeen Township has more expected damage per building than 60% of New Jersey towns.
In dollars, FEMA expects about $6.1M a year in losses across Aberdeen Township: $4.5M to buildings, the rest to people and crops.
Does Aberdeen Township flood? Sometimes: 55 flood claims since 1978
Every paid claim on a federal flood insurance policy in Aberdeen Township, from FEMA’s records: 6.7 per 1,000 homes, more than 66% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Sandy25 claims · $2.0M
- Hurricane Irene6 claims · $146K
- The March 2010 nor’easter2 claims · $113K
Aberdeen Township is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Monmouth County.6 federal disasters brought FEMA money to Aberdeen Township
Disasters that paid out in Aberdeen Township itself (aid to households or repair grants to Aberdeen Township), newest first, with that year’s flood claims.
- 2020Tropical Storm Isaias$95K to Aberdeen Township for repairs
- 2016Severe Winter Storm and Snowstorm$49K to Aberdeen Township for repairs
- 2012Hurricane Sandy210 households applied for aid$9K aid approved$1.2M to Aberdeen Township for repairs25 flood claims paid for it, $2.0M
- 2011Hurricane Irene27 households applied for aid$27K aid approved$387K to Aberdeen Township for repairs6 flood claims paid for it, $146K
- 2010Severe Winter Storm and Snowstorm$42K to Aberdeen Township for repairs
- 2010Severe Storms and Flooding4 households applied for aid$1K aid approved$3K to Aberdeen Township for repairs
Monmouth County has had 20 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Aberdeen Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Aberdeen Township archive →Aberdeen Township and its neighbors
Aberdeen Township is 4th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Old Bridge Township | Bless damage than 57% | river and rain flooding | 98 |
| Keyport | B−less damage than 51% | strong wind | 147 |
| Holmdel Township | C+more damage than 62% | river and rain flooding | 9 |
| Aberdeen Township | C+more damage than 64% | river and rain flooding | 55 |
| Hazlet Township | Cmore damage than 67% | river and rain flooding | 90 |
| Marlboro Township | Cmore damage than 69% | river and rain flooding | 54 |
| Matawan | Cmore damage than 70% | river and rain flooding | 13 |
| Strathmore | — | a Census area inside a town; graded with the town | |
| Cliffwood Beach | — | a Census area inside a town; graded with the town | |
| Laurence Harbor | — | a Census area inside a town; graded with the town | |
| Morganville | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Aberdeen Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
- Aberdeen Township residents get 10% off flood insurance.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Aberdeen Township
Is Aberdeen Township at risk for natural disasters?
On FEMA’s National Risk Index, Aberdeen Township has higher expected damage per building than 64% of U.S. towns: C+ for hazard risk, #280 of 468 in New Jersey. Most of the expected damage is river and rain flooding (48%) and strong wind (36%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Aberdeen Township flood?
Flood insurance has paid 55 claims in Aberdeen Township since 1978, $2.5M in all, or 6.7 per 1,000 homes, more than 66% of U.S. towns with a flood insurance record. 2 properties have flooded more than once. The most claims came from Hurricane Sandy (25).
Is Aberdeen Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Monmouth County, 70% of homes in mapped flood zones carry federal flood insurance, and 7.4% of all homes do.
How much is flood insurance in Aberdeen Township?
Aberdeen Township is in FEMA’s Community Rating System (class 8), which takes 10% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Aberdeen Township?
By FEMA money that reached Aberdeen Township, Hurricane Sandy (2012): 210 households applied for aid, $9K approved, and $1.2M to Aberdeen Township for repairs. By flood claims, Hurricane Sandy: 25 paid, $2.0M.
Is Aberdeen Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (48%), and Aberdeen Township’s rate for it is lower than 61% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Aberdeen Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Aberdeen Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.