Photo: User:Magicpiano · CC BY-SA 4.0For coastal flooding, Hampton Falls’s building-damage rate is in the top 3% of U.S. census tracts
On FEMA’s National Risk Index, Hampton Falls gets a B for hazard risk: lower expected damage per building than 62% of U.S. towns. Most of that expected damage is river and rain flooding (77%). Flood insurance has paid 5 claims here since 2006.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Hampton Falls faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Coastal flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Hampton Falls’ grade
River and rain flooding is 77% of the building damage FEMA expects in Hampton Falls, and Hampton Falls’ rate of river and rain flooding damage is higher than 54% of U.S. census tracts. Coastal flooding adds 5%, at a rate in the top 3% of U.S. census tracts.
B lower expected damage per building than 62% of U.S. towns (21,298).
All of Hampton Falls’ residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $851K a year in losses across Hampton Falls: $738K to buildings, the rest to people and crops.
Does Hampton Falls flood? Rarely: 5 flood claims since 2006
Every paid claim on a federal flood insurance policy in Hampton Falls, from FEMA’s records: 5.4 per 1,000 homes, more than 62% of the 13,809 U.S. towns with a flood insurance record.
Hampton Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rockingham County.15 federal disasters brought FEMA money to Hampton Falls
Disasters that paid out in Hampton Falls itself (aid to households or repair grants to the Town of Hampton Falls), newest first, with that year’s flood claims.
- 2024Severe Storms and Flooding$19K to the Town of Hampton Falls for repairs
- 2018Severe Winter Storm and Snowstorm$34K to the Town of Hampton Falls for repairs
- 2015Severe Winter Storm and Snowstorm$55K to the Town of Hampton Falls for repairs
- 2013Severe Winter Storm and Snowstorm$39K to the Town of Hampton Falls for repairs
- 2012Hurricane Sandy$3K to the Town of Hampton Falls for repairs
- 2012Hurricane Sandy$4K to the Town of Hampton Falls for repairs
Show all 15
- 2011Severe Storm and Snowstorm$10K to the Town of Hampton Falls for repairs
- 2010Severe Winter Storm$17K to the Town of Hampton Falls for repairs1 flood claim paid that year
- 2008Severe Winter Storm$61K to the Town of Hampton Falls for repairs
- 2007Severe Storms and Flooding1 households applied for aid$2K aid approved$3K to the Town of Hampton Falls for repairs
- 2006Severe Storms and Flooding19 households applied for aid$35K aid approved$25K to the Town of Hampton Falls for repairs3 flood claims paid that year
- 2005Record Snow$7K to the Town of Hampton Falls for repairs
- 2005Record And/or Near Record Snow$7K to the Town of Hampton Falls for repairs
- 2003Snow$6K to the Town of Hampton Falls for repairs
- 2001Snow$9K to the Town of Hampton Falls for repairs
Rockingham County has had 29 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Hampton Falls after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hampton Falls archive →Hampton Falls and its neighbors
Hampton Falls is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Kensington | B+less damage than 74% | river and rain flooding | 4 |
| Hampton Falls | Bless damage than 62% | river and rain flooding | 5 |
| Seabrook | C−more damage than 81% | river and rain flooding | 33 |
| Hampton | Dmore damage than 95% | coastal flooding | 760 |
| Seabrook Beach | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Hampton Falls faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hampton Falls
Is Hampton Falls at risk for natural disasters?
On FEMA’s National Risk Index, Hampton Falls has lower expected damage per building than 62% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (77%) and hurricanes (8%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Hampton Falls flood?
Flood insurance has paid 5 claims in Hampton Falls since 2006, $101K in all, or 5.4 per 1,000 homes, more than 62% of U.S. towns with a flood insurance record.
Is Hampton Falls in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Rockingham County, 37% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.
How much is flood insurance in Hampton Falls?
FEMA’s Community Rating System list shows no discount for Hampton Falls’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hampton Falls?
By FEMA money that reached Hampton Falls, Severe Winter Storm (2008): $61K to the Town of Hampton Falls for repairs.
Is Hampton Falls at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (77%), and Hampton Falls’ rate for it is higher than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Hampton Falls.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hampton Falls’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.