Photo: User:Magicpiano · CC BY-SA 4.0Measured against area pay, Greenfield costs less to live in than 53% of U.S. towns
Up 8.8% in a year, 6% below the New Hampshire typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Manchester-Nashua, NH metro area ($104K). How TownRatings grades cost of living
The grade compares costs with what households across the Manchester metro earn ($104K, Census 2020–24). The typical home costs 3.4 years of metro income, and 52% of renters pay 30% or more of income for housing.
In dollars
- $479Ktypical home, 6% below the New Hampshire typical homeZillow, September 2026
- $1,530a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 106prices across the Manchester metro, where the U.S. is 100 (housing 134)BEA Regional Price Parities, 2024
In paychecks the grade
- 3.4 yrsof area income buys the typical home; the typical U.S. town: 3.3$104K, Manchester-area income
- 13%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 20%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Greenfield
What’s behind Greenfield’s grade
Measured against what households in the area earn, Greenfield is more affordable than 53% of U.S. towns. Property tax pulls the grade down most; rent holds it up.
Values have outpaced New Hampshire: the typical Greenfield home is up 42.2% in five years, against 36.2% statewide (Zillow).
Up 8.8% in a year
Faster than New Hampshire (2.9%).
Show as a table
| January | Greenfield | New Hampshire |
|---|---|---|
| 2017 | $218,000 | $246,000 |
| 2018 | $230,000 | $263,000 |
| 2019 | $242,000 | $277,000 |
| 2020 | $253,000 | $292,000 |
| 2021 | $303,000 | $334,000 |
| 2022 | $340,000 | $382,000 |
| 2023 | $383,000 | $428,000 |
| 2024 | $411,000 | $462,000 |
| 2025 | $440,000 | $491,000 |
| 2026 | $457,000 | $504,000 |
| September 2026 | $479,000 | $511,000 |
A typical Greenfield home worth $214K in October 2016 is worth about $479K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
A year’s rent takes 13% of area income
The calculator starts from the area income the grade uses. Switch to Greenfield’s own median, or type yours.
That’s $131K short of a typical Greenfield home.
A two-bedroom rents for about $1,530 a month here, $1,810 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Greenfield’s typical property tax (2.07% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,530
Renters already here pay a median of $1,135, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Hillsborough County, NH (part) HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
5 new homes permitted in 2025
Builders were permitted 5 new homes in Greenfield in 2025, all single-family houses, worth about $2.1 million to build. That's 2.9 per 1,000 residents, slower than across New Hampshire (3.7). Over the past 10 years, Greenfield has permitted 50 homes in all.
Between the 2010 and 2020 censuses, Greenfield's population fell by 33 even though 40 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across New Hampshire: 1.8 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 6 | 6 | 0 | $2.3 million |
| 2025 | 5 | 5 | 0 | $2.1 million |
| 2024 | 9 | 9 | 0 | $3 million |
| 2023 | 6 | 6 | 0 | $2.2 million |
| 2022 | 6 | 6 | 0 | $1.9 million |
| 2021 | 4 | 4 | 0 | $2 million |
| 2020 | 5 | 5 | 0 | $1.6 million |
| 2019 | 4 | 4 | 0 | $800,000 |
| 2018 | 4 | 4 | 0 | $800,000 |
| 2017 | 3 | 3 | 0 | $750,000 |
| 2016 | 4 | 4 | 0 | $1 million |
| 2015 | 6 | 6 | 0 | $1.5 million |
| 2014 | 1 | 1 | 0 | $200,000 |
| 2013 | 3 | 3 | 0 | $430,000 |
| 2012 | 5 | 5 | 0 | $1 million |
| 2011 | 5 | 5 | 0 | $603,000 |
| 2010 | 5 | 5 | 0 | $565,000 |
| 2009 | 2 | 2 | 0 | $265,000 |
| 2008 | 2 | 2 | 0 | $400,000 |
| 2007 | 22 | 14 | 8 | $3.9 million |
| 2006 | 11 | 11 | 0 | $2.9 million |
| 2005 | 19 | 19 | 0 | $4.1 million |
| 2004 | 14 | 14 | 0 | $2.8 million |
| 2003 | 5 | 5 | 0 | $763,000 |
| 2002 | 5 | 5 | 0 | $600,000 |
| 2001 | 2 | 2 | 0 | $241,000 |
| 2000 | 11 | 11 | 0 | $1.2 million |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs above the New Hampshire norm
The median bill is $7,264 (New Hampshire: $6,667), 2.07% of a home’s value a year, against 1.66% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Greenfield
Only figures published free for the whole country, each labeled with the area it covers: the Manchester-Nashua, NH metro area, or New Hampshire. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 106 | NH 104 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 98 | NH 99 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 134 | NH 134 | metro | BEA, 2024 |
| Other services U.S. = 100 | 104 | NH 104 | metro | BEA, 2024 |
| Electricity cents per kWh, homes | 26.6¢ | U.S. 18.3¢ | state | EIA, July 2026 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Greenfield vs. its neighbors
Of the 6 towns here with a Zillow value, Greenfield has the 3rd-lowest.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Greenfield | B− | $479K | $350K | 2.07% | $1,530 |
| Hancock | C | $542K | $437K | 1.58% | $1,790 |
| Lyndeborough | C | $533K | $391K | 1.82% | $2,410 |
| Francestown | C | $527K | $408K | 1.96% | $1,810 |
| Peterborough | C | $472K | $405K | 2.14% | $1,830 |
| Bennington | C+ | $335K | $267K | 2.22% | $1,640 |
Questions about the cost of living in Greenfield
Is Greenfield expensive to live in?
Measured against what households in the area earn, Greenfield costs less than 53% of U.S. towns: a B− for cost of living. The typical home costs 3.4 years of the median household income of the Manchester-Nashua, NH metro area ($104K).
How much does a house cost in Greenfield?
About $479K, Zillow’s typical value for September 2026, up 8.8% in a year. The New Hampshire typical home is $511K.
What salary do you need to live in Greenfield?
To buy the typical home with 20% down at 6.3%, about $143,000 a year, keeping the payment (about $3,340 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $61,000.
How much is rent in Greenfield?
HUD puts a two-bedroom at about $1,530 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,135 (Census 2020–24).
What are property taxes in Greenfield?
The median bill is $7,264 a year, 2.07% of the median home value (New Hampshire: $6,667, 1.66%), from the Census 2020–24.
Are home prices in Greenfield going up?
Yes: up 8.8% in the past year and 42.2% in five years, against 36.2% across New Hampshire (Zillow).
Neighbors talk housing
What Greenfield buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.