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Nebraska›Boyd County

SpencerNE

A town of 371, settled in 1891.

Is Spencer a good place to live?

35% of residents are 65 or older in Spencer, above both the Nebraska town median (19%) and the median of U.S. towns (18%). Of the 58 Nebraska towns we compare, none has a higher age of the median resident than Spencer. Spencer has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

371 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Moon Theatre, Spencer, Nebraska - Jun 1922 EH
Moon Theatre, Spencer, Nebraska - Jun 1922 EH, 1922
Spencer’s story

135 years in pictures

Census counts: 135 in 1900, a peak of 728 in 1920, 408 in 2020. The archive holds 12 old photos and papers going back to 1922 and a map from 1986 on.

  • 1891Spencer is settled
Explore the history →
Getting set up

Moving to Spencer: who provides what

Who provides power, water and the rest in Spencer, and how to reach them.

The full setup list →
PowerCity of SpencerEIAHIFLD · EIA
WaterVillage of Spencer water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Spencer’s trash rules yet
SchoolsBoyd County SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Nebraska you can register online until 18 days before Election Day, in person until 11 days before Election Day, or by mail (postmarked 18 days before).vote.gov
Who runs elections hereBoyd County ClerkBoyd County; contacts on the Handbook page.FVAP, Jun 2023
ZIP code6877768777 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 30, 2026.

The data

Ordered by what stands out in Spencer.

Housing

The typical home in Spencer is valued at about $173K

Values rose 4.1% in the 12 months to September 2026. The rent at the middle of the market for Spencer comes to $713 a month, below both Nebraska’s towns ($914 a month) and U.S. towns ($1,185 a month). Spencer: nearly three quarters of households own their home.

$173KZillow home value
SpencerNebraska townsU.S. towns
Median rent$713 a month$914 a month$1,185 a month
Households that own their home74%67%73%

Typical home value

Spencer$173K
Nebraska$278K
+4.1%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

The climate in Spencer brings four seasons and pleasant summers

Expect July afternoons of 88° and January nights of 12°, with about 31 inches of snow a winter.

31″snow a winter

Typical low → high °F

Winter14–35°
Spring36–60°
Summer60–85°
Fall38–63°
Oct 6
typical first frost
May 4
typical last frost
+0.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazards

Natural hazards: high risk in Spencer, mostly inland flooding

Compared with 66% of U.S. communities, expected storm and flood damage in Spencer is higher. FEMA puts 34% of the town’s expected hazard losses down to inland flooding, and 25% to drought. Households locally have drawn federal disaster aid in 2 declared disasters, most recently in 2019.

66risk score of 100
FEMA risk score
66High riskLowerHigher
Inland floodingDroughtCold waves
2
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commute

With 1.3 jobs for every working resident, Spencer draws in 139 commuters

21% of working residents work locally in Spencer. Since 2013, Spencer has lost 36 jobs, to 165 in 2023. For Spencer, the middle household income is $59,000. The top destinations are Butte (17%), Lynch (9%) and O'Neill (5%).

21%work in town
SpencerNebraska townsU.S. towns
Working residents who work in town21%34%8%
Average trip to work18 minutes17 minutes25 minutes
Median household income$59,000$69,000$80,000
Below the poverty line8.7%11%9.6%

Where working residents work

In Spencer21%
Butte17%
Lynch9%
O'Neill5%
Omaha4%
8 mi
median commute distance
165
jobs based in Spencer
Balanced
jobs vs. working residents

Census LEHD 2023 · ACS

Health

A larger share of adults in Spencer have high blood pressure than in the typical Nebraska or U.S. town

The share of adults in Spencer who feel lonely: 28%. Of the 58 Nebraska towns we compare, none has a higher share of adults who have diabetes than Spencer. On the CDC’s 32 measures, Spencer is ahead of Nebraska on 4 and behind on 11.

SpencerNebraska townsU.S. towns
High blood pressure (CDC PLACES)43%34%35%
Sleep under 7 hours (CDC PLACES)28%31%36%
Diabetes (CDC PLACES)15%11%12%
Depression (CDC PLACES)17%18%23%
32 measures vs. Nebraska
4 better17 too close to call11 worse
What stands outSpencerNE
Fewer older adults who have lost all their teeth8.4%12.4%
More adults treating high blood pressure84.6%77.5%
More adults with heart disease9.8%6.1%
Niobrara Valley Hospital
14.1 mi away · emergency room
2 of 3
care shortages: primary care, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Spencer

16pages on Spencer
After high school

Colleges nearby

None within 15 miles of Spencer; the nearest are

Famous people from Spencer

3 notable people were born in Spencer.

See all 3 →

About Spencer

Village in Nebraska, US

Official town website ↗

Spencer is a village in Boyd County, Nebraska, United States. The population was 408 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.5 sq mi
Elevation
1,686 ft
ZIP code
68777

Questions about Spencer

Short answers, built from the data on this page.

Is Spencer, NE a good place to live?

Spencer has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What is Spencer, NE known for?

3 notable people were born here, including Bernie Scherer and John C. Whitehorn.