Scribner Town Hall · Photo: Ammodramus · CC0Storms, floods and disasters in Scribner
Scribner isn’t graded for hazard risk: Scribner has 725 residents; we grade towns of 1,000 or more. Flood insurance has paid 11 claims here since 1984.
What Scribner faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Scribner flood? Sometimes: 11 flood claims since 1984
Every paid claim on a federal flood insurance policy in Scribner, from FEMA’s records.
Scribner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dodge County.4 federal disasters brought FEMA money to Scribner
Disasters that paid out in Scribner itself (aid to households or repair grants to the City of Scribner), newest first, with that year’s flood claims.
- 2025Severe Winter Storm and Straight-line Winds$57K to the City of Scribner for repairs
- 2019Severe Winter Storm, Straight-line Winds, and Flooding10 households applied for aid$10K aid approved$29K to the City of Scribner for repairs
- 2010Severe Storms and Flooding$42K to the City of Scribner for repairs1 flood claim paid that year
- 2009Severe Winter Storms and Snowstorm$8K to the City of Scribner for repairs
Dodge County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Scribner after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Scribner archive →Scribner and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Cuming Township | — | 188 residents; we grade 1,000+ | |
| Pebble Township | — | 424 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Scribner faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Scribner
Does Scribner flood?
Flood insurance has paid 11 claims in Scribner since 1984, $78K in all.
Is Scribner in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Dodge County, 18% of homes in mapped flood zones carry federal flood insurance, and 4.1% of all homes do.
How much is flood insurance in Scribner?
FEMA’s Community Rating System list shows no discount for Scribner’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Scribner?
By FEMA money that reached Scribner, Severe Winter Storm and Straight-line Winds (2025): $57K to the City of Scribner for repairs.
Storm stories
Memories, warnings and help from neighbors in Scribner.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Scribner’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.