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–Not graded
Natural hazards in Marble Township · FEMA

Storms, floods and disasters in Marble Township

Marble Township isn’t graded for hazard risk: Marble Township has 519 residents; we grade towns of 1,000 or more. Flood insurance has paid 95 claims here since 1978.

Flood claims
95
paid since 1978 · $2.4M
Disasters paid out here
0
of 27 declared for Saunders County
By hazard

What Marble Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

60%of expected building damage
Above average · higher than 66% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

18%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once every 6 years in the area

Hail

10%of expected building damage
Well above average · in the top 6% of U.S. census tracts
Recorded about 7 times a year in the area

Strong wind

6%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Wildfire Ice storms Winter storms Earthquakes Heat waves top 1% Lightning Cold waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts hail at 22% of Marble Township’s expected losses. Hail does little damage to buildings (9.5%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Marble Township flood? Sometimes: 95 flood claims since 1978

Every paid claim on a federal flood insurance policy in Marble Township, from FEMA’s records.

Paid flood claims, by year
1978: 1 claim1979: 0 claims1980: 0 claims1981: 0 claims1982: 3 claims1983: 2 claims1984: 7 claims1985: 0 claims1986: 1 claim1987: 1 claim1988: 0 claims1989: 1 claim1990: 1 claim1991: 0 claims1992: 0 claims1993: 23 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 32 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 1 claim2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 1 claim2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 3 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 17 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 1 claim2025: 0 claims2026: 0 claims199319972019
19782026
Biggest named events
  • The March 2019 Midwest Flooding17 claims · $808K
  • The Midwest Flooding2 claims · $19K
95
paid claims since 1978
$2.4M
paid to owners
0
homes flooded more than once
$26K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Marble Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saunders County.
Disasters

The storms Marble Township remembers

None of the 27 disasters declared for Saunders County shows FEMA aid or repair money reaching Marble Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 199732 flood claims paidThe year of Severe Snow Storms, Rain, and Strong Winds, declared for Saunders County
  2. 199323 flood claims paidThe year of Severe Storms and Flooding, declared for Saunders County
  3. 201917 flood claims paidThe year of Severe Winter Storm, Straight-line Winds, and Flooding, declared for Saunders County
Disasters declared, by decade
Paid out in Marble TownshipSaunders County only

Saunders County has had 27 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Marble Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Marble Township archive →
Next door

Marble Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Clear Creek Township: hazard risk C−Wahoo Township: not gradedUnion Township: hazard risk CClear Creek TownshipWahoo TownshipUnion TownshipMarble Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Union TownshipCmore damage than 72%river and rain flooding—
Clear Creek TownshipC−more damage than 81%river and rain flooding—
Wahoo Township—331 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Marble Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Marble Township

Does Marble Township flood?

Flood insurance has paid 95 claims in Marble Township since 1978, $2.4M in all. The most claims came from March 2019 Midwest Flooding (17).

Is Marble Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Saunders County, 30% of homes in mapped flood zones carry federal flood insurance, and 2.9% of all homes do.

How much is flood insurance in Marble Township?

FEMA’s Community Rating System list shows no discount for Marble Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Marble Township?

By flood claims, March 2019 Midwest Flooding: 17 paid, $808K.

Storm stories

Memories, warnings and help from neighbors in Marble Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Marble Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.