Storms, floods and disasters in Loup Township
Loup Township isn’t graded for hazard risk: Loup Township has 102 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2010.
What Loup Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Loup Township flood? Rarely: 2 flood claims since 2010
Every paid claim on a federal flood insurance policy in Loup Township, from FEMA’s records.
- The March 2019 Midwest Flooding1 claim · $2K
Loup Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Custer County.The storms Loup Township remembers
None of the 16 disasters declared for Custer County shows FEMA aid or repair money reaching Loup Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20101 flood claims paidThe year of Severe Storms and Flooding, declared for Custer County
- 20191 flood claims paidThe year of Severe Winter Storm, Straight-line Winds, and Flooding, declared for Custer County
Custer County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Loup Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Loup Township archive →Loup Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Wood River Township | — | 298 residents; we grade 1,000+ | |
| Elk Creek Township | — | 120 residents; we grade 1,000+ | |
| Berwyn Township | — | 195 residents; we grade 1,000+ | |
| East Custer Township | — | 0 residents; we grade 1,000+ | |
| Algernon Township | — | 313 residents; we grade 1,000+ | |
| Ansley Township | — | 632 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Loup Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Loup Township
Does Loup Township flood?
Flood insurance has paid 2 claims in Loup Township since 2010, $69K in all. The most claims came from March 2019 Midwest Flooding (1).
Is Loup Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Custer County, 0.4% of all homes carry federal flood insurance.
How much is flood insurance in Loup Township?
FEMA’s Community Rating System list shows no discount for Loup Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Loup Township?
By flood claims, March 2019 Midwest Flooding: 1 paid, $2K.
Storm stories
Memories, warnings and help from neighbors in Loup Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Loup Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.