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–Not graded
Natural hazards in Dodge · FEMA

Storms, floods and disasters in Dodge

Dodge isn’t graded for hazard risk: Dodge has 446 residents; we grade towns of 1,000 or more. Flood insurance has paid 11 claims here since 1980.

Flood claims
11
paid since 1980 · $42K
Flooded more than once
2
properties
Disasters paid out here
0
of 18 declared for Dodge County
By hazard

What Dodge faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

72%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

13%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once every 5 years in the area

Hail

6%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about 7 times a year in the area
Smaller shares here
 Strong wind top 3% Wildfire Ice storms Winter storms Earthquakes Lightning Cold waves Heat waves top 2% Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 9% of Dodge’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Dodge flood? Sometimes: 11 flood claims since 1980

Every paid claim on a federal flood insurance policy in Dodge, from FEMA’s records.

Paid flood claims, by year
1980: 1 claim1981: 0 claims1982: 1 claim1983: 3 claims1984: 3 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 2 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 1 claim1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198319841991
19802026
11
paid claims since 1980
$42K
paid to owners
2
homes flooded more than once
$4K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Dodge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dodge County.
Disasters

The storms Dodge remembers

None of the 18 disasters declared for Dodge County shows FEMA aid or repair money reaching Dodge itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19833 flood claims paidNo declaration for the county that year
  2. 19843 flood claims paidThe year of Tornadoes and Flooding, declared for Dodge County
  3. 19912 flood claims paidThe year of Severe Storms and Flooding, declared for Dodge County
Disasters declared, by decade
Paid out in DodgeDodge County only

Dodge County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Dodge after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Dodge archive →
Be ready

Get ready for what Dodge faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Dodge

Does Dodge flood?

Flood insurance has paid 11 claims in Dodge since 1980, $42K in all. 2 properties have flooded more than once.

Is Dodge in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Dodge County, 18% of homes in mapped flood zones carry federal flood insurance, and 4.1% of all homes do.

How much is flood insurance in Dodge?

FEMA’s Community Rating System list shows no discount for Dodge’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Dodge.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dodge’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.