Storms, floods and disasters in Curtis
Curtis isn’t graded for hazard risk: Curtis has 769 residents; we grade towns of 1,000 or more.
What Curtis faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Strong wind
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Curtis flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Curtis. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
8 federal disasters brought FEMA money to Curtis
Disasters that paid out in Curtis itself (aid to households or repair grants to the City of Curtis), newest first, with that year’s flood claims.
- 2023Wildfires$14K to the City of Curtis for repairs
- 2020Severe Winter Storm, Straight-line Winds, Flooding, Landslides, and Mudslides$150K to the City of Curtis for repairs
- 2015Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides$93K to the City of Curtis for repairs
- 2008Severe Winter Storm and Record and Near Record Snow$40K to the City of Curtis for repairs
- 2008Severe Storms, Tornadoes, and Flooding$8K to the City of Curtis for repairs
- 2007Severe Storms and Flooding$22K to the City of Curtis for repairs
Show all 8
- 2006Severe Winter Storms$17K to the City of Curtis for repairs
- 2005Severe Storms and Flooding$12K to the City of Curtis for repairs
Frontier County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Frontier County, 2022–2022.
Old photos of Curtis after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Curtis archive →Get ready for what Curtis faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Curtis
Is Curtis in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.
How much is flood insurance in Curtis?
FEMA’s Community Rating System list shows no discount for Curtis’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Curtis?
By FEMA money that reached Curtis, Severe Winter Storm, Straight-line Winds, Flooding, Landslides, and Mudslides (2020): $150K to the City of Curtis for repairs.
Storm stories
Memories, warnings and help from neighbors in Curtis.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Curtis’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.