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Cozad
Nebraska›Dawson County

CozadNE

A town of 3,924, settled in 1873.

Hendee Hotel · Photo: Ammodramus · Public domain
Photo of Cozad

Cozad, NE · Hendee Hotel · Photo: Ammodramus · Public domain

Is Cozad a good place to live?

Cozad gives you more for your money than most places: homes are within reach, about $176K for a typical one, or 2.5 years of the Lexington area’s $71K median household income. It grades B overall, 30th among Nebraska's 57 graded towns. On the plus side, it reports less crime per resident than 88% of U.S. towns. No town among the 57 in Nebraska we compare has a higher share of residents 65 or older than Cozad. Cozad has 3 places on the National Register of Historic Places, among them Hendee Hotel and Allen's Opera House. Only 1 of the 57 Nebraska towns we compare have a lower share of adults with a bachelor’s degree than Cozad.

StrongestASafetyWeakestCWalkability

What makes Cozad stand out

Where Cozad beats most towns.

How Cozad grades

Each subject compared with towns across the country (schools within Nebraska), ordered by how far Cozad is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Hendee Hotel
Hendee Hotel · National Register of Historic Places
Cozad’s story

153 years in pictures

Census counts: 542 in 1890, 3,988 in 2020. The archive holds 12 old photos and papers going back to 1866 and 2 maps from 1899 on.

3 places on the National Register of Historic Places.

  • 1873Cozad is settled
Explore the history →
Getting set up

Moving to Cozad: who provides what

Who provides power, water and the rest in Cozad, and how to reach them.

The full setup list →
PowerCozad Board of Public WorksEIAHIFLD · EIA
WaterCity of Cozad water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Cozad’s trash rules yet
SchoolsCozad Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Nebraska you can register online until 18 days before Election Day, in person until 11 days before Election Day, or by mail (postmarked 18 days before).vote.gov
Who runs elections hereDawson County ClerkDawson County; contacts on the Handbook page.FVAP, Apr 2024
ZIP code6913069130 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 30, 2026.

The data

Ordered by what stands out in Cozad.

Cozad is healthier than towns with similar incomes, has homes that are cheap against local pay and has seen reported crime fall by about half.

SafetyA

Compared with most of Nebraska and the rest of the country, violent crime in Cozad is lower

Reported crimes fell from 25 to 5 over the last three FBI years, a drop beyond ordinary year-to-year swings. Violent crime is rare: 0 reported in 2025, 0 per 1,000 residents.

Cozad’s violent crime rate is 0 per 1,000 residents, against 1 in Nebraska’s towns and 1.6 across U.S. towns. The property crime rate in Cozad is 1.3 per 1,000 residents.

88%of U.S. towns report more crimeASafety Grade
CozadNebraska townsU.S. towns
Property crimes per 1,000 (2025)1.3 per 1,000 residents89.9
Violent crimes per 1,000 (2025)0 per 1,000 residents11.6

Violent crime per 1,000 residents

Cozad0
Nebraska2.2
U.S.3.3

Property crime per 1,000 residents

Cozad1.3
Nebraska14
U.S.15.5
88th
percentile among U.S. towns we grade
92nd
percentile among NE towns
0
violent crimes reported in 2025
5
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

SchoolsC+

Cozad’s schools rank behind 57% of Nebraska districts

Its public schools are run by the Cozad Community Schools. Two of its 4 schools are below, each with why it’s listed.

43%of NE districts it outscoresC+School Grade
SchoolLevelStudentsLetter
Cozad Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5432C
Cozad High SchoolLargest public high schoolGrades 9–12Grades 9–12248C

NCES · EDFacts · graded within NE on state tests and graduation

HousingCost of living grade B+

For cost of living, Cozad earns a B+

At 2.5 years of the Lexington area’s $71K median household income, the typical home (about $176K) costs less against local pay than in 95% of Nebraska towns; that ratio is one input to its B+ for cost of living.

The typical Cozad home is worth about $176,000, up 0.6% in a year, 37% below the Nebraska typical home. Cozad’s median rent is $851 a month, near the Nebraska town median ($921 a month) and below the median of U.S. towns ($1,185 a month).

$176KZillow home value
CozadNebraska townsU.S. towns
Median rent$851 a month$921 a month$1,185 a month
Households that own their home65%67%73%

Typical home value

Cozad$176K
Nebraska$278K
+0.6%
value change, 1 year
1
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Cozad has four seasons and pleasant summers

Cozad has cold, snowy winters and warm summers, with very little rain. Cozad’s July high is 88°F.

31″snow a winter

Typical low → high °F

Winter15–40°
Spring36–63°
Summer60–85°
Fall37–65°
Oct 9
typical first frost
Apr 30
typical last frost
+0.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C+

With 0.9 jobs for every working resident, most of Cozad’s workers commute out

About one in 3 of Cozad’s working residents works in town. Only 3 of the 57 Nebraska towns we compare have a lower median household income than Cozad. Jobs based in Cozad grew to 1,658 in 2023, 123 more than in 2013.

36%work in town
CozadNebraska townsU.S. towns
Working residents who work in town36%33%8%
Average trip to work17 minutes17 minutes25 minutes
Median household income$54,000$70,000$80,000

Where working residents work

In Cozad36%
Lexington9%
Gothenburg7%
Kearney4%
Lincoln2%
13 mi
median commute distance
1,658
jobs based in Cozad
Balanced
jobs vs. working residents
C
Walkability grade: more walkable than 29% of U.S. towns

Census LEHD 2023 · ACS

HealthC+

Health in Cozad trails 60% of U.S. towns

Against the 7,258 U.S. towns with household incomes like Cozad’s, it is healthier than 71%, so its C+ isn’t only a matter of income.

Cozad beats the Nebraska average on 0 of 32 CDC measures and trails it on 12. 17% of adults have been diagnosed with depression in Cozad. Among 57 Nebraska towns, just 4 have a higher share of adults who smoke cigarettes than Cozad.

40%healthier than U.S. townsC+Health Grade
CozadNebraska townsU.S. towns
Depression (CDC PLACES)17%18%23%
Get no exercise (CDC PLACES)32%28%25%
Sleep under 7 hours (CDC PLACES)30%31%36%
Yearly checkup (CDC PLACES)75%76%79%
32 measures vs. Nebraska
0 better20 too close to call12 worse
What stands outCozadNE
More adults with COPD8.3%6.1%
More adults who get no exercise31.6%24.3%
More adults who have had a stroke4%3.1%
Cozad Community Hospital
0.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
13th
percentile among NE towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade C+

Inland flooding leads a moderate hazard risk in Cozad

Expected storm and flood damage is higher than in 55% of U.S. communities. Since 2008, 7 flood insurance claims have been paid out in Cozad.

55risk score of 100
FEMA risk score
55Moderate riskLowerHigher
Inland floodingTornadoesHail
7
paid flood claims since 2008
4
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsB−

Conserved land covers 1.7% of Cozad

0.3 miles of trail in 6 parks and preserves.

1.7%conserved
CozadNebraska townsU.S. towns
Miles of trail per square mile0.1 miles per square mile0.30.4
Conserved land1.7%3.9%4.3%
1.7%
conserved · 29 of 1,667 acres
0.3 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Muny Park—16
2. Ethan's Park—4
3. Memorial Park0.2 mi3

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Cozad

20pages on Cozad
After high school

Colleges nearby

None within 15 miles of Cozad; the nearest are

Landmarks

3 places in Cozad on the National Register of Historic Places.

All landmarks →

Famous people from Cozad

4 notable people were born in Cozad.

See all 4 →

About Cozad

City in Nebraska, United States

Official town website ↗

Cozad is a city in Dawson County, Nebraska, United States. As of the 2020 census, Cozad had a population of 3,988. The town is on the Great Plains of central Nebraska, along the Union Pacific Railroad and U.S. Route 30, just north of the Platte River. The 100th meridian, which roughly marks the eastward boundary of the arid plains, passes just west of the town as is marked nearby on a prominent sign across U.S. 30. In the early 1860s, the meridian was a stop along the Pony Express.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1873
Area
2.6 sq mi
Elevation
2,490 ft
ZIP code
69130
Area code
308

Questions about Cozad

Short answers, built from the data on this page.

Is Cozad, NE a good place to live?

By most measures, yes. Cozad grades B overall, better than 59% of U.S. towns and #30 of 57 in Nebraska. It grades C+ for health, A for safety and C+ for schools.

Is Cozad, NE expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.

What is Cozad, NE known for?

4 notable people were born here, including Dan Christensen and Heather Armbrust.