Guest, Sign inJoin

Post to Central City

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Central City
Nebraska›Merrick County

Central CityNE

A town of 3,184, settled in 1866. 3.6 times the library visits per person than the typical Nebraska town.

Trash & recycling
Patterson Law Office · Photo: Ammodramus · Public domain
Photo of Central City

Central City, NE · Patterson Law Office · Photo: Ammodramus · Public domain

Is Central City a good place to live?

Central City gives you more for your money than most places: homes are within reach, about $207K for a typical one, or 3 years of the Grand Island metro’s $70K median household income. It grades A− overall, 21st of 57 graded towns in Nebraska. The low prices come with trade-offs. FEMA rates its natural-hazard risk higher than 77% of U.S. communities, with inland flooding at the top. On the plus side, it is easier to get around on foot or by transit than 83% of U.S. towns. Central City's civic life (library use, community groups, volunteering) is stronger than in 94% of U.S. towns. Only 2 of the 56 Nebraska towns we compare have a lower median rent than Central City.

What makes Central City stand out

Where Central City beats most towns.

How Central City grades

Each subject compared with towns across the country (schools within Nebraska), ordered by how far Central City is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Patterson Law Office
Patterson Law Office · National Register of Historic Places
Central City’s story

160 years in pictures

Census counts: 648 in 1880, 3,039 in 2020. The archive holds 12 old photos and papers going back to 1906 and a map from 1962 on.

3 places on the National Register of Historic Places.

  • 1866Central City is settled
Explore the history →
Getting set up

Moving to Central City: who provides what

Who provides power, water and the rest in Central City, and how to reach them.

The full setup list →
PowerCity of Central CityEIAHIFLD · EIA
WaterCity of Central City water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpFrom the town’s siteTrash and recycling rulesTown site
SchoolsCentral City Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Nebraska you can register online until 18 days before Election Day, in person until 11 days before Election Day, or by mail (postmarked 18 days before).vote.gov
Who runs elections hereMerrick County ClerkMerrick County; contacts on the Handbook page.FVAP, Jun 2023
ZIP code6882668826 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 30, 2026.

The data

Ordered by what stands out in Central City.

Central City pairs an A− overall with homes cheaper than the Nebraska norm and has added a third more jobs in ten years.

Natural hazardsHazard risk grade C−

High risk in Central City, with inland flooding at the top

Since 1982, 5 flood insurance claims have been paid out in Central City.

77risk score of 100
FEMA risk score
77High riskLowerHigher
Inland floodingTornadoesStrong wind
5
paid flood claims since 1982
2
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

SchoolsC+

On state tests, Central City’s schools trail 63% of Nebraska districts

Its public schools are run by the Central City Public Schools. Two of its 3 schools are below, each with why it’s listed.

37%of NE districts it outscoresC+School Grade
SchoolLevelStudentsLetter
Central City Elementary SchoolLargest public elementary schoolGrades PK–4Grades PK–4327B−
Central City High SchoolLargest public high schoolGrades 9–12Grades 9–12243B−

NCES · EDFacts · graded within NE on state tests and graduation

HousingCost of living grade A−

Central City earns an A− for cost of living

Central City grades A− overall with a typical home of about $207K, below the Nebraska typical value; only 8 of the 18 Nebraska towns graded A− or better can say that. Homes are within reach (about $207K for the typical one, A− for cost of living), but half of working residents commute more than 22 miles.

The typical Central City home is worth about $207,000, up 3% in a year, 26% below the Nebraska typical home.

$207KZillow home value

Typical home value

Central City$207K
Nebraska$278K
+3%
value change, 1 year
4
homes sold in May

Zillow Home Value Index · Redfin Data Center

Climate

In Central City, expect four seasons and pleasant summers

Central City has cold winters and warm summers. July afternoons reach 87°, January nights drop to 14° and about 29 inches of snow falls in a winter.

29″snow a winter

Typical low → high °F

Winter16–37°
Spring38–62°
Summer62–85°
Fall40–64°
Oct 10
typical first frost
Apr 28
typical last frost
+0.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B+

About one in three working residents works right in Central City

Jobs based here grew from 1,064 in 2013 to 1,402.

About one in 3 of Central City’s working residents works in town. 4.1% of Central City residents live below the poverty line, against 11% in Nebraska’s towns and 9.6% across U.S. towns. Since 2013, Central City has added 338 jobs, to 1,402 in 2023.

31%work in town
Central CityNebraska townsU.S. towns
Working residents who work in town31%35%8%
Below the poverty line4.1%11%9.6%
Average trip to work18 minutes17 minutes25 minutes

Where working residents work

In Central City31%
Grand Island18%
Aurora4%
Lincoln4%
Hastings3%
22 mi
median commute distance
1,402
jobs based in Central City
Balanced
jobs vs. working residents
A−
Walkability grade: more walkable than 83% of U.S. towns

Census LEHD 2023 · ACS

Safety

Crime reported in Central City

Central City's reported crime rate is well below Nebraska's. Central City’s property crime rate is 0.6 per 1,000 residents, where Nebraska’s towns sit at 8 and U.S. towns at 9.9. Violent crime is rare: 3 reported in 2025.

Central CityNebraska townsU.S. towns
Property crimes per 1,000 (2025)0.6 per 1,000 residents89.9
Violent crimes per 1,000 (2025)0.9 per 1,000 residents11.6

Violent crime per 1,000 residents

Central City0.9
Nebraska2.2
U.S.3.3

Property crime per 1,000 residents

Central City0.6
Nebraska14
U.S.15.5
3
violent crimes reported in 2025
2
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HealthB

Residents of Central City are healthier than 56% of U.S. towns

Central City beats the Nebraska average on 0 of 32 CDC measures and trails it on 5. 30% of adults sleep under 7 hours in Central City.

56%healthier than U.S. townsBHealth Grade
Central CityNebraska townsU.S. towns
Sleep under 7 hours (CDC PLACES)30%31%36%
Depression (CDC PLACES)18%18%23%
Binge drink (CDC PLACES)19%19%16%
Feel lonely (CDC PLACES)30%29%33%
32 measures vs. Nebraska
0 better27 too close to call5 worse
What stands outCentral CityNE
More adults with heart disease7.5%6.1%
More adults with COPD7.5%6.1%
More adults who have had a stroke3.8%3.1%
Merrick Medical Center
0.5 mi away · emergency room
1 of 3
care shortages: mental health
48th
percentile among NE towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsC

1.9% of Central City is conserved land

0.0 miles of trail in 2 parks and preserves.

1.9%conserved
1.9%
conserved · 30 of 1,551 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Lone Tree Park—17
2. Kernel Field—5

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Central City

19pages on Central City
After high school

Colleges nearby

None within 15 miles of Central City; the nearest are

Landmarks

3 places in Central City on the National Register of Historic Places.

All landmarks →

Famous people from Central City

8 notable people were born in Central City.

See all 8 →

About Central City

City in Nebraska, United States

Official town website ↗

Central City is a city in and the county seat of Merrick County, Nebraska, United States. It is part of the Grand Island metropolitan area. The population was 3,039 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1866
Area
2.3 sq mi
Elevation
1,699 ft
ZIP code
68826
Area code
308

Questions about Central City

Short answers, built from the data on this page.

Is Central City, NE a good place to live?

By most measures, yes. Central City grades A− overall, better than 75% of U.S. towns and #21 of 57 in Nebraska. It grades B for health and C+ for schools. Hazard risk is its weak spot, with a C−.

Is Central City, NE expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.

What is Central City, NE known for?

8 notable people were born here, including Wright Morris and Bernard Palmer.