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–Not graded
Natural hazards in Tiffany Township · FEMA

Storms, floods and disasters in Tiffany Township

Tiffany Township isn’t graded for hazard risk: Tiffany Township has 82 residents; we grade towns of 1,000 or more. Flood insurance has paid 8 claims here since 1995.

Flood claims
8
paid since 1995 · $73K
Disasters paid out here
0
of 21 declared for Eddy County
By hazard

What Tiffany Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

33%of expected building damage
Well below average · lower than 94% of U.S. census tracts
Recorded about once a year in the area

Ice storms

21%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once every 1 years in the area

Tornadoes

13%of expected building damage
Well above average · higher than 83% of U.S. census tracts
Recorded about once every 3 years in the area

Hail

12%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about 3 times a year in the area
Smaller shares here
 Winter storms top 0% Earthquakes Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 40% of Tiffany Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Tiffany Township flood? Rarely: 8 flood claims since 1995

Every paid claim on a federal flood insurance policy in Tiffany Township, from FEMA’s records.

Paid flood claims, by year
1995: 1 claim1996: 1 claim1997: 1 claim1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 1 claim2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 1 claim2010: 0 claims2011: 3 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims199519962011
19952026
8
paid claims since 1995
$73K
paid to owners
0
homes flooded more than once
$9K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Tiffany Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Eddy County.
Disasters

The storms Tiffany Township remembers

None of the 21 disasters declared for Eddy County shows FEMA aid or repair money reaching Tiffany Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20113 flood claims paidThe year of Flooding, declared for Eddy County
  2. 19951 flood claims paidThe year of Severe Storms, Flooding, and Ground Saturation, declared for Eddy County
  3. 19961 flood claims paidThe year of Severe Storms,flooding, and Ice Jams, declared for Eddy County
Disasters declared, by decade
Paid out in Tiffany TownshipEddy County only

Eddy County has had 21 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Tiffany Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Tiffany Township archive →
Next door

Tiffany Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Hillsdale Township: not gradedSheldon Township: not gradedLake Washington Township: not gradedColumbia Township: not gradedHillsdale TownshipSheldon TownshipLake Washington TownshipColumbia TownshipTiffany Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Hillsdale Township—42 residents; we grade 1,000+
Sheldon Township—23 residents; we grade 1,000+
Lake Washington Township—56 residents; we grade 1,000+
Columbia Township—0 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Tiffany Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Tiffany Township

Does Tiffany Township flood?

Flood insurance has paid 8 claims in Tiffany Township since 1995, $73K in all.

Is Tiffany Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Eddy County, 21% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Tiffany Township?

FEMA’s Community Rating System list shows no discount for Tiffany Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Tiffany Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tiffany Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.