Storms, floods and disasters in Raymond Township
Raymond Township isn’t graded for hazard risk: Raymond Township has 171 residents; we grade towns of 1,000 or more. Flood insurance has paid 28 claims here since 1978.
What Raymond Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Raymond Township flood? Sometimes: 28 flood claims since 1978
Every paid claim on a federal flood insurance policy in Raymond Township, from FEMA’s records.
- The Severe flooding2 claims · $3K
- The Midwest Flooding2 claims · $8K
Raymond Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cass County.The storms Raymond Township remembers
None of the 30 disasters declared for Cass County shows FEMA aid or repair money reaching Raymond Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19978 flood claims paidThe year of Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, declared for Cass County
- 19795 flood claims paidThe year of Severe Storms, Snowmelt and Flooding, declared for Cass County
- 20095 flood claims paidThe year of Severe Storms and Flooding, declared for Cass County
Cass County has had 30 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Raymond Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Raymond Township archive →Raymond Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| West Fargo | Bless damage than 64% | river and rain flooding | 266 |
| Reed Township | C+more damage than 58% | river and rain flooding | 259 |
| Mapleton | Cmore damage than 68% | river and rain flooding | 9 |
| Berlin Township | — | 138 residents; we grade 1,000+ | |
| Harmony Township | — | 61 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Raymond Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Raymond Township
Does Raymond Township flood?
Flood insurance has paid 28 claims in Raymond Township since 1978, $150K in all. 2 properties have flooded more than once. The most claims came from Severe flooding (2).
Is Raymond Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cass County, 49% of homes in mapped flood zones carry federal flood insurance, and 4.5% of all homes do.
How much is flood insurance in Raymond Township?
FEMA’s Community Rating System list shows no discount for Raymond Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Raymond Township?
By flood claims, Severe flooding: 2 paid, $3K.
Storm stories
Memories, warnings and help from neighbors in Raymond Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Raymond Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.