Photo: In memoriam afiler · CC BY-SA 2.0Storms, floods and disasters in Powers Lake
Powers Lake isn’t graded for hazard risk: Powers Lake has 301 residents; we grade towns of 1,000 or more.
What Powers Lake faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Winter storms
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage); winter storms is FEMA’s “Winter Weather” (snow, sleet and freezing rain). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Powers Lake flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Powers Lake. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Powers Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burke County.1 federal disaster brought FEMA money to Powers Lake
Disasters that paid out in Powers Lake itself (aid to households or repair grants to the City of Powers Lake), newest first, with that year’s flood claims.
- 1999Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor$6K to the City of Powers Lake for repairs
Burke County has had 19 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Powers Lake after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Powers Lake archive →Get ready for what Powers Lake faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Keep a shovel, a blanket and snacks in the car.
- Clear snow from furnace and dryer vents.
- Check on older neighbors when the power goes out.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Powers Lake
Is Powers Lake in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burke County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in Powers Lake?
FEMA’s Community Rating System list shows no discount for Powers Lake’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Powers Lake?
By FEMA money that reached Powers Lake, Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor (1999): $6K to the City of Powers Lake for repairs.
Storm stories
Memories, warnings and help from neighbors in Powers Lake.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Powers Lake’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.