Storms, floods and disasters in McKenzie Township
McKenzie Township isn’t graded for hazard risk: McKenzie Township has 79 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 1979.
What McKenzie Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Wildfire
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does McKenzie Township flood? Rarely: 4 flood claims since 1979
Every paid claim on a federal flood insurance policy in McKenzie Township, from FEMA’s records.
- The Winter storm1 claim · $803
McKenzie Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burleigh County.1 federal disaster brought FEMA money to McKenzie Township
Disasters that paid out in McKenzie Township itself (aid to households or repair grants to McKenzie Township), newest first, with that year’s flood claims.
- 2009Severe Storms and Flooding7 households applied for aid$18K aid approved1 flood claim paid that year
Burleigh County has had 19 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of McKenzie Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the McKenzie Township archive →McKenzie Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Menoken Township | — | 246 residents; we grade 1,000+ | |
| Sibley Butte Township | — | 3 residents; we grade 1,000+ | |
| Logan Township | — | 3 residents; we grade 1,000+ | |
| Sterling Township | — | 151 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what McKenzie Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in McKenzie Township
Does McKenzie Township flood?
Flood insurance has paid 4 claims in McKenzie Township since 1979, $10K in all. The most claims came from Winter storm (1).
Is McKenzie Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burleigh County, 42% of homes in mapped flood zones carry federal flood insurance, and 1.7% of all homes do.
How much is flood insurance in McKenzie Township?
FEMA’s Community Rating System list shows no discount for McKenzie Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in McKenzie Township?
By FEMA money that reached McKenzie Township, Severe Storms and Flooding (2009): 7 households applied for aid, $18K approved. By flood claims, Winter storm: 1 paid, $803.
Storm stories
Memories, warnings and help from neighbors in McKenzie Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where McKenzie Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.