Emmons County Courthouse · Photo: Andrew Filer · CC BY-SA 2.0For wildfire, Linton’s building-damage rate is in the top 3% of U.S. census tracts
On FEMA’s National Risk Index, Linton gets a C+ for hazard risk: higher expected damage per building than 63% of U.S. towns. Most of that expected damage is river and rain flooding (40%), then wildfire (26%). Flood insurance has paid 57 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Linton’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Linton faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Linton’s grade
River and rain flooding is 40% of the building damage FEMA expects in Linton, and Linton’s rate of river and rain flooding damage is lower than 72% of U.S. census tracts. Wildfire adds 26%, at a rate in the top 3% of U.S. census tracts.
C+ higher expected damage per building than 63% of U.S. towns (21,298).
All of Linton’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $3.8M a year in losses across Linton: $2.5M to buildings, the rest to people and crops.
Does Linton flood? Sometimes: 57 flood claims since 1978
Every paid claim on a federal flood insurance policy in Linton, from FEMA’s records: 90.3 per 1,000 homes, more than 96% of the 13,809 U.S. towns with a flood insurance record.
- The Winter storm16 claims · $675K
Linton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Emmons County.3 federal disasters brought FEMA money to Linton
Disasters that paid out in Linton itself (aid to households or repair grants to the City of Linton), newest first, with that year’s flood claims.
- 2010Flooding$5K to the City of Linton for repairs11 flood claims paid that year
- 2009Severe Storms and Flooding116 households applied for aid$1.0M aid approved$204K to the City of Linton for repairs20 flood claims paid that year
- 1999Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor$10K to the City of Linton for repairs
Emmons County has had 22 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Linton after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Linton archive →Get ready for what Linton faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Linton
Is Linton at risk for natural disasters?
On FEMA’s National Risk Index, Linton has higher expected damage per building than 63% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (40%) and wildfire (26%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Linton flood?
Flood insurance has paid 57 claims in Linton since 1978, $857K in all, or 90.3 per 1,000 homes, more than 96% of U.S. towns with a flood insurance record. 4 properties have flooded more than once. The most claims came from Winter storm (16).
Is Linton in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Emmons County, 0.5% of all homes carry federal flood insurance.
How much is flood insurance in Linton?
FEMA’s Community Rating System list shows no discount for Linton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Linton?
By FEMA money that reached Linton, Severe Storms and Flooding (2009): 116 households applied for aid, $1.0M approved, and $204K to the City of Linton for repairs. By flood claims, Winter storm: 16 paid, $675K.
Is Linton at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (40%), and Linton’s rate for it is lower than 72% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Linton.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Linton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.