Photo: The original uploader was Hephaestos at English Wikipedia. · CC BY-SA 3.0Storms, floods and disasters in Enderlin
Enderlin isn’t graded for hazard risk: Enderlin has 985 residents; we grade towns of 1,000 or more. Flood insurance has paid 11 claims here since 1978.
What Enderlin faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Ice storms
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Enderlin flood? Sometimes: 11 flood claims since 1978
Every paid claim on a federal flood insurance policy in Enderlin, from FEMA’s records.
Enderlin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ransom County.9 federal disasters brought FEMA money to Enderlin
Disasters that paid out in Enderlin itself (aid to households or repair grants to the City of Enderlin), newest first, with that year’s flood claims.
- 2025Severe Storm, Tornadoes, and Straight-line Winds$12K to the City of Enderlin for repairs
- 2011Flooding2 households applied for aid$2K aid approved$20K to the City of Enderlin for repairs
- 2010Flooding$18K to the City of Enderlin for repairs
- 2010Flooding$20K to the City of Enderlin for repairs
- 2009Severe Storms and Flooding18 households applied for aid$14K aid approved$290K to the City of Enderlin for repairs
- 2007Severe Storms and Flooding$14K to the City of Enderlin for repairs
Show all 9
- 2005Severe Storms, Flooding, and Ground Saturation$3K to the City of Enderlin for repairs
- 2001Severe Storms, Flooding, and Ground Saturation$3K to the City of Enderlin for repairs
- 2000Severe Storms, Flooding and Ground Saturation$9K to the City of Enderlin for repairs
Ransom County has had 32 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Enderlin after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Enderlin archive →Enderlin and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Liberty Township | — | 128 residents; we grade 1,000+ | |
| Pontiac Township | — | 86 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Enderlin faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Enderlin
Does Enderlin flood?
Flood insurance has paid 11 claims in Enderlin since 1978, $40K in all.
Is Enderlin in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Ransom County, 7% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in Enderlin?
FEMA’s Community Rating System list shows no discount for Enderlin’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Enderlin?
By FEMA money that reached Enderlin, Severe Storms and Flooding (2009): 18 households applied for aid, $14K approved, and $290K to the City of Enderlin for repairs.
Storm stories
Memories, warnings and help from neighbors in Enderlin.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Enderlin’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.