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Drayton DrugPhoto: Andrew Filer from Seattle (ex-Minneapolis) · CC BY-SA 2.0
–Not graded
Natural hazards in Drayton · FEMA

Storms, floods and disasters in Drayton

Drayton isn’t graded for hazard risk: Drayton has 763 residents; we grade towns of 1,000 or more. Flood insurance has paid 79 claims here since 1978.

Flood claims
79
paid since 1978 · $341K
Flooded more than once
1
properties · 1 “severe repetitive loss”
Disasters paid out here
17
of 33 declared for Pembina County
By hazard

What Drayton faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

83%of expected building damage
Well above average · in the top 9% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Ice storms top 2% Tornadoes Hail Strong wind Winter storms top 0% Wildfire Cold waves Lightning Earthquakes Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 27% of Drayton’s expected losses. Cold waves do little damage to buildings (0.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Drayton flood? Sometimes: 79 flood claims since 1978

Every paid claim on a federal flood insurance policy in Drayton, from FEMA’s records.

Paid flood claims, by year
1978: 5 claims1979: 19 claims1980: 0 claims1981: 0 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 3 claims1997: 50 claims1998: 0 claims1999: 1 claim2000: 0 claims2001: 1 claim2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims197819791997
19782026
Biggest named events
  • The Severe flooding1 claim · $598
79
paid claims since 1978
$341K
paid to owners
1
homes flooded more than once
$4K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (1)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Drayton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pembina County.
What’s been done with FEMA grants
17flood-prone properties bought out and cleared
Disasters

17 federal disasters brought FEMA money to Drayton

Disasters that paid out in Drayton itself (aid to households or repair grants to the City of Drayton), newest first, with that year’s flood claims.

  1. 2023Flooding$50K to the City of Drayton for repairs
  2. 2022Severe Winter Storm and Flooding$95K to the City of Drayton for repairs
  3. 2020Flooding$39K to the City of Drayton for repairs
  4. 2019Flooding$41K to the City of Drayton for repairs
  5. 2013Severe Storms and Flooding$7K to the City of Drayton for repairs
  6. 2013Flooding$17K to the City of Drayton for repairs
Show all 17
  1. 2011Flooding$59K to the City of Drayton for repairs
  2. 2010Flooding$6K to the City of Drayton for repairs
  3. 2010Flooding$27K to the City of Drayton for repairs
  4. 2009Severe Storms and Flooding11 households applied for aid$460 aid approved$59K to the City of Drayton for repairs
  5. 2006Severe Storms, Flooding, and Ground Saturation$20K to the City of Drayton for repairs
  6. 2005Severe Storms, Flooding, and Ground Saturation$3K to the City of Drayton for repairs
  7. 2004Severe Storms, Flooding, and Ground Saturation$7K to the City of Drayton for repairs
  8. 2002Severe Storms, Flooding and Tornadoes$2K to the City of Drayton for repairs
  9. 2001Severe Storms, Flooding, and Ground Saturation$25K to the City of Drayton for repairs1 flood claim paid that year
  10. 2000Severe Storms, Flooding and Ground Saturation$6K to the City of Drayton for repairs
  11. 1999Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor$30K to the City of Drayton for repairs1 flood claim paid that year
Disasters declared, by decade
Paid out in DraytonPembina County only

Pembina County has had 33 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Drayton after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Drayton archive →
Be ready

Get ready for what Drayton faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Drayton

Does Drayton flood?

Flood insurance has paid 79 claims in Drayton since 1978, $341K in all. 1 properties have flooded more than once. The most claims came from Severe flooding (1).

Is Drayton in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pembina County, 13% of homes in mapped flood zones carry federal flood insurance, and 2.3% of all homes do.

How much is flood insurance in Drayton?

FEMA’s Community Rating System list shows no discount for Drayton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Drayton?

By FEMA money that reached Drayton, Severe Winter Storm and Flooding (2022): $95K to the City of Drayton for repairs. By flood claims, Severe flooding: 1 paid, $598.

Storm stories

Memories, warnings and help from neighbors in Drayton.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Drayton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.