Gray Gables · Photo: DaveEM1004 · CC BY-SA 4.0Storms, floods and disasters in Winton
Winton isn’t graded for hazard risk: Winton has 593 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1999.
What Winton faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Winton flood? Rarely: 2 flood claims since 1999
Every paid claim on a federal flood insurance policy in Winton, from FEMA’s records.
- Hurricane Floyd1 claim · $12K
- Hurricane Irene1 claim · $19K
Winton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hertford County.5 federal disasters brought FEMA money to Winton
Disasters that paid out in Winton itself (aid to households or repair grants to the Town of Winton), newest first, with that year’s flood claims.
- 2016Hurricane Matthew16 households applied for aid$2K aid approved
- 2011Hurricane Irene37 households applied for aid$58K aid approved$28K to the Town of Winton for repairs1 flood claim paid for it, $19K
- 2010Severe Storms, Flooding, and Straight-line Winds21 households applied for aid$20K aid approved
- 2003Hurricane Isabel177 households applied for aid$102K aid approved$33K to the Town of Winton for repairs
- 1999Hurricane Floyd Major Disaster Declarations$30K to the Town of Winton for repairs1 flood claim paid for it, $12K
Hertford County has had 22 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Winton after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Winton archive →Get ready for what Winton faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Winton
Does Winton flood?
Flood insurance has paid 2 claims in Winton since 1999, $31K in all. The most claims came from Hurricane Floyd (1).
Is Winton in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hertford County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Winton?
FEMA’s Community Rating System list shows no discount for Winton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Winton?
By FEMA money that reached Winton, Hurricane Isabel (2003): 177 households applied for aid, $102K approved, and $33K to the Town of Winton for repairs. By flood claims, Hurricane Floyd: 1 paid, $12K.
Storm stories
Memories, warnings and help from neighbors in Winton.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Winton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.