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B+Hazard risk
Natural hazards in Weldon · FEMA

FEMA expects less hazard damage per building in Weldon than in 69% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Weldon gets a B+ for hazard risk: lower expected damage per building than 69% of U.S. towns. Most of that expected damage is river and rain flooding (59%), then hurricanes (24%). Flood insurance has paid 3 claims here since 2012.

River and rain flooding 59%Hurricanes 24%Tornadoes 10%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 69%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
B+
in North Carolina · lower than 69% of U.S. towns
Main hazard
River and rain flooding
59% of expected building damage
Flood claims
3
paid since 2012 · $75K
Flooded more than once
1
properties
Disasters paid out here
6
of 21 declared for Halifax County
By hazard

What Weldon faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

59%of expected building damage
Below average · lower than 72% of U.S. census tracts
Recorded about once a year in the area

Hurricanes

24%of expected building damage
Well above average · higher than 84% of U.S. census tracts
Recorded about once every 5 years in the area

Tornadoes

10%of expected building damage
Above average · higher than 72% of U.S. census tracts
Smaller shares here
 Earthquakes Hail Strong wind Ice storms Winter storms Wildfire Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Weldon’s grade

River and rain flooding is 59% of the building damage FEMA expects in Weldon, and Weldon’s rate of river and rain flooding damage is lower than 72% of U.S. census tracts. Next is hurricanes at 24% (higher than 84% of U.S. census tracts).

Where Weldon sits
Weldon
Least damageMiddleMost damage

B+ lower expected damage per building than 69% of U.S. towns (21,298).

All of Weldon’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding59%Hurricanes24%Tornadoes10%Everything else7%

In dollars, FEMA expects about $625K a year in losses across Weldon: $457K to buildings, the rest to people and crops.

Shared tract.All of Weldon’s 1,444 residents (2020 census) live in one census tract, which it shares with South Weldon CDP (550 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Weldon flood? Rarely: 3 flood claims since 2012

Every paid claim on a federal flood insurance policy in Weldon, from FEMA’s records: 4.4 per 1,000 homes, more than 57% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2012: 2 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 1 claim2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims20122022
20122026
3
paid claims since 2012
$75K
paid to owners
1
homes flooded more than once
$25K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Weldon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Halifax County.
Disasters

6 federal disasters brought FEMA money to Weldon

Disasters that paid out in Weldon itself (aid to households or repair grants to the Town of Weldon), newest first, with that year’s flood claims.

  1. 2016Hurricane Matthew20 households applied for aid$28K aid approved$12K to the Town of Weldon for repairs
  2. 2011Hurricane Irene149 households applied for aid$55K aid approved$154K to the Town of Weldon for repairs
  3. 2003Hurricane Isabel248 households applied for aid$117K aid approved$29K to the Town of Weldon for repairs
  4. 2002Severe Ice Storm$8K to the Town of Weldon for repairs
  5. 2000Severe Winter Storm$1K to the Town of Weldon for repairs
  6. 1999Hurricane Floyd Major Disaster Declarations$42K to the Town of Weldon for repairs
Disasters declared, by decade
Paid out in WeldonHalifax County only

Halifax County has had 21 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Weldon after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Weldon archive →
Next door

Weldon and its neighbors

Weldon has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.

Roanoke Rapids: hazard risk BSouth Weldon: not gradedRoanoke RapidsSouth WeldonWeldon
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
WeldonB+less damage than 69%river and rain flooding3
Roanoke RapidsBless damage than 58%river and rain flooding30
South Weldon—500 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Weldon faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Weldon

Is Weldon at risk for natural disasters?

On FEMA’s National Risk Index, Weldon has lower expected damage per building than 69% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (59%) and hurricanes (24%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Weldon flood?

Flood insurance has paid 3 claims in Weldon since 2012, $75K in all, or 4.4 per 1,000 homes, more than 57% of U.S. towns with a flood insurance record. 1 properties have flooded more than once.

Is Weldon in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Halifax County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Weldon?

FEMA’s Community Rating System list shows no discount for Weldon’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Weldon?

By FEMA money that reached Weldon, Hurricane Irene (2011): 149 households applied for aid, $55K approved, and $154K to the Town of Weldon for repairs.

Is Weldon at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (59%), and Weldon’s rate for it is lower than 72% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Weldon.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Weldon’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.