Photo: DiscoA340 · CC BY-SA 4.0Surf City has no public library of its own; the nearest is Sneads Ferry Branch Library in Sneads Ferry, 8 miles away
Surf City doesn’t have a public library of its own. The closest is Sneads Ferry Branch Library in Sneads Ferry, 8 miles away. Many small-town libraries give cards to neighbors, sometimes for a yearly fee, so call ahead.
B−Civic lifeAhead of 49% of U.S. towns · #45 of 234 in North Carolina. Nonprofits and volunteering.Libraries for Surf City, in brief
Surf City borrows from the libraries next door
Surf City has no public library of its own, but two libraries are within 10 miles, the closest being Sneads Ferry Branch Library in Sneads Ferry (8 miles). Many small-town libraries give cards to people from neighboring towns, sometimes for a yearly fee, so call ahead. Nearest libraries ↓
Surf City isn’t the only town nearby without one
Topsail Beach and North Topsail Beach don’t have a public library of their own either. Libraries next door ↓
This summary is written from the numbers on this page. Distances are straight-line from the town center.
What’s behind Surf City’s civic life grade
On community nonprofits and volunteering, Surf City is ahead of 49% of U.S. towns, #45 of 234 in North Carolina. Surf City is graded on two of the three inputs. The share of younger adults in volunteering groups holds the grade up; Surf City’s count of community nonprofits pulls it down.
Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.
Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →
16 community nonprofits are registered in Surf City
3.6 per 1,000 residents, against a U.S. town median of 3.7. The largest group: civic groups, clubs & veterans.
Community nonprofits, by kind
Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (2 here), since whether a church registers depends on its denomination, not the town.
7.8%
7.8% of Surf City’s Facebook users aged 25–44 belong to a volunteering or activism group, against 5.2% in the typical North Carolina town and 7.5% nationally.
Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where Surf City’s residents live; 2022.
The closest is 8 miles away
Closest first, measured from the center of Surf City. Each one’s hours, and whether it charges late fines.















Libraries next door
Who has a library of their own, and how much each town borrows. Tap a town to see its library.
| Town | Library | Loans per resident | Hours | Civic life |
|---|---|---|---|---|
| Topsail Beach | None of its own | — | — | — under 1,000 residents |
| North Topsail Beach | None of its own | — | — | B− |
Loans = print + digital items borrowed in the library’s fiscal year, per person it serves. — = no library of its own, a county or regional system (its numbers cover many towns), or no report. Civic life: — = not graded (unincorporated places, whose nonprofits can’t be placed by mailing address, or towns with fewer than two of the three inputs).
What this data can and can’t tell you
From the Public Libraries Survey, fiscal year 2024.
- The library’s own count. Libraries report their own visits, loans and programs. A library that didn’t respond keeps its address and hours here, with no numbers.
Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →
Questions about the library and civic life in Surf City
Does Surf City have a public library?
No. The closest is Sneads Ferry Branch Library in Sneads Ferry, 8 miles from the town center. Many libraries give cards to people from neighboring towns, sometimes for a yearly fee, so call ahead.
What is Surf City’s civic life grade?
B− Surf City is ahead of 49% of U.S. towns on civic life, #45 of 234 in North Carolina. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.
Book talk
Reading, story times and the library in Surf City.
Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.