Sanderson House · Photo: Tradewinds · CC BY-SA 3.0Storms, floods and disasters in Pollocksville
Pollocksville isn’t graded for hazard risk: Pollocksville has 463 residents; we grade towns of 1,000 or more. Flood insurance has paid 20 claims here since 1999.
What Pollocksville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Pollocksville flood? Sometimes: 20 flood claims since 1999
Every paid claim on a federal flood insurance policy in Pollocksville, from FEMA’s records.
- Hurricane Florence9 claims · $2.0M
- Hurricane Floyd5 claims · $280K
Pollocksville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jones County.6 federal disasters brought FEMA money to Pollocksville
Disasters that paid out in Pollocksville itself (aid to households or repair grants to the Town of Pollocksville), newest first, with that year’s flood claims.
- 2018Hurricane Florence413 households applied for aid$1.8M aid approved$1.3M to the Town of Pollocksville for repairs9 flood claims paid for it, $2.0M
- 2016Hurricane Matthew16 households applied for aid$6K aid approved
- 2011Hurricane Irene105 households applied for aid$155K aid approved$27K to the Town of Pollocksville for repairs
- 2010Severe Storms, Flooding, and Straight-line Winds83 households applied for aid$119K aid approved6 flood claims paid that year
- 2003Hurricane Isabel24 households applied for aid$17K aid approved$3K to the Town of Pollocksville for repairs
- 1999Hurricane Floyd Major Disaster Declarations$31K to the Town of Pollocksville for repairs5 flood claims paid for it, $280K
Jones County has had 18 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Pollocksville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Pollocksville archive →Get ready for what Pollocksville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Pollocksville
Does Pollocksville flood?
Flood insurance has paid 20 claims in Pollocksville since 1999, $2.5M in all. 4 properties have flooded more than once. The most claims came from Hurricane Florence (9).
Is Pollocksville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jones County, 28% of homes in mapped flood zones carry federal flood insurance, and 4.2% of all homes do.
How much is flood insurance in Pollocksville?
FEMA’s Community Rating System list shows no discount for Pollocksville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Pollocksville?
By FEMA money that reached Pollocksville, Hurricane Florence (2018): 413 households applied for aid, $1.8M approved, and $1.3M to the Town of Pollocksville for repairs. By flood claims, Hurricane Florence: 9 paid, $2.0M.
Storm stories
Memories, warnings and help from neighbors in Pollocksville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pollocksville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.