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–Not graded
Natural hazards in Orrum · FEMA

Storms, floods and disasters in Orrum

Orrum isn’t graded for hazard risk: Orrum has 56 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1994.

Flood claims
1
paid since 1994 · $252
Disasters paid out here
5
of 18 declared for Robeson County
By hazard

What Orrum faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

42%of expected building damage
Well above average · in the top 9% of U.S. census tracts
Recorded about once every 4 years in the area

River and rain flooding

37%of expected building damage
Below average · lower than 67% of U.S. census tracts
Recorded about once every 1 years in the area

Earthquakes

6%of expected building damage
Above average · higher than 75% of U.S. census tracts

Tornadoes

6%of expected building damage
Above average · higher than 73% of U.S. census tracts
Recorded about once every 19 years in the area
Smaller shares here
 Strong wind Wildfire Ice storms Hail Lightning Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts tornadoes at 18% of Orrum’s expected losses. Tornadoes do little damage to buildings (6.3%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Orrum flood? Rarely: 1 flood claim since 1994

Every paid claim on a federal flood insurance policy in Orrum, from FEMA’s records.

Paid flood claims, by year
1994: 1 claim1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims1994
19942026
1
paid claims since 1994
$252
paid to owners
0
homes flooded more than once
$252
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Orrum isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Robeson County.
What’s been done with FEMA grants
1flood-prone property bought out and cleared
Disasters

5 federal disasters brought FEMA money to Orrum

Disasters that paid out in Orrum itself (aid to households or repair grants to the Town of Orrum), newest first, with that year’s flood claims.

  1. 2018Hurricane Florence197 households applied for aid$189K aid approved
  2. 2016Hurricane Matthew358 households applied for aid$419K aid approved
  3. 2011Severe Storms, Tornadoes, and Flooding28 households applied for aid$5K aid approved
  4. 2004Tropical Storm Frances97 households applied for aid$133K aid approved
  5. 2003Hurricane Isabel71 households applied for aid$51K aid approved
Disasters declared, by decade
Paid out in OrrumRobeson County only

Robeson County has had 18 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Orrum after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Orrum archive →
Be ready

Get ready for what Orrum faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Orrum

Does Orrum flood?

Flood insurance has paid 1 claim in Orrum since 1994, $252 in all.

Is Orrum in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Robeson County, 24% of homes in mapped flood zones carry federal flood insurance, and 2.6% of all homes do.

How much is flood insurance in Orrum?

FEMA’s Community Rating System list shows no discount for Orrum’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Orrum?

By FEMA money that reached Orrum, Hurricane Matthew (2016): 358 households applied for aid, $419K approved.

Storm stories

Memories, warnings and help from neighbors in Orrum.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Orrum’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.