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Murphy, N.C. next to the Hiwassee River on Sep. 15, 2022
North Carolina›Cherokee County

MurphyNC

A town of 1,808, settled in 1835. A regional job hub with 2,391 jobs.

Photo: Harrison Keely · CC BY 4.0
Photo of Murphy

Murphy, NC · Photo: Harrison Keely · CC BY 4.0 · Source ↗

Is Murphy a good place to live?

The best of Murphy’s subject grades are an A for walkability and civic life and an A− for history; the weakest is a D− for incomes. Murphy’s trail network density is 1.0 miles per square mile, above both the North Carolina town median (0.2) and the median of U.S. towns (0.4). Only 15 of North Carolina’s 331 towns score higher on civic life. Murphy has 3 places on the National Register of Historic Places, among them Cherokee County Courthouse and Harshaw Chapel and Cemetery. Murphy has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Murphy stand out

Where Murphy beats most towns.

A job hub

Every workday, about 2,251 people come to Murphy for work

Where Murphy’s working residents go each day. Line width shows the share.

4% → Cherokee Cherokee 4% 4% → Asheville Asheville 4% 3% → Andrews Andrews 3% 2% → Charlotte Charlotte 2% 2% → Hayesville Hayesville 2% 1% → Knoxville Knoxville 1% Murphy · 21% stay
2,391jobs based in Murphy
21%of working residents work in town
13 mimedian commute distance

Census LEHD 2023

How Murphy grades

Each subject compared with towns across the country (schools within North Carolina), ordered by how far Murphy is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Cherokee County Courthouse
Cherokee County Courthouse · National Register of Historic Places
Murphy’s story

191 years in pictures

The archive holds 6 old photos and papers going back to 1895.

3 places on the National Register of Historic Places.

  • 1835Murphy is settled
Explore the history →
Getting set up

Moving to Murphy: who provides what

Who provides power, water and the rest in Murphy, and how to reach them.

The full setup list →
PowerTown of Murphy13.4¢/kWh · EIA 2025HIFLD · EIA
WaterTown of Murphy water system1 health-based violation in 5 years · EPAEPA
Internet7 providers92% of addresses get 100/20 MbpsFCC
Trash & dumpNearest public drop-offTexana Convenience Center, 1 miOpenStreetMap
SchoolsCherokee County SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn North Carolina you can register online until 25 days before Election Day, in person with same-day registration during the early voting period, or by mail (postmarked 25 days before).vote.gov
Who runs elections hereCherokee County Board of ElectionsCherokee County; contacts on the Handbook page.FVAP, May 2019
ZIP code2890628906 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Murphy.

Work & commuteJobs & income grade D−

A job hub: Murphy has 3.5 jobs for every working resident and draws in 2,251 commuters

Among 291 North Carolina towns, just 2 have a lower typical journey to work than Murphy. About one worker in five stays in Murphy for work. The median household income for Murphy comes to $37,000, below both North Carolina’s towns ($69,000) and U.S. towns ($80,000); even so, in Murphy, 18% of residents live below the poverty line.

21%work in town
MurphyNorth Carolina townsU.S. towns
Average trip to work14 minutes24 minutes25 minutes
Working residents who work in town21%6.8%8%
Median household income$37,000$69,000$80,000
Below the poverty line18%13%9.6%

Where working residents work

In Murphy21%
Cherokee4%
Asheville4%
Andrews3%
Charlotte2%
13 mi
median commute distance
2,391
jobs based in Murphy
A job hub
jobs vs. working residents
A
Walkability grade: more walkable than 93% of U.S. towns

Census LEHD 2023 · ACS

SchoolsB

Murphy’s schools rank ahead of 60% of North Carolina districts

Its public schools are run by the Cherokee County Schools. Enrollment at Murphy’s public school: 467 students.

60%of NC districts it outscoresBSchool Grade
SchoolLevelStudentsLetter
Murphy ElementaryLargest public elementary schoolGrades PK–5Grades PK–5467B

NCES · EDFacts · graded within NC on state tests and graduation

Who lives here

Fewer middle-aged adults than North Carolina overall

Among adults 25 and older, 27% have a four-year degree or more, against 36% across North Carolina. Adults 35 to 64 are 28% of residents (38% statewide); adults 18 to 34 are 30% of residents (23% statewide). In Murphy, the age of the median resident is 34.5 years. The Census Bureau’s 2025 estimate puts Murphy at 1,808 residents, up 12% since 2020.

34.5median age · NC 39.1
MurphyNorth Carolina townsU.S. towns
Median age34.5 years40.1 years40.5 years
Aged 65 or older21%18%18%
Under 1821%22%22%
MurphyNorth CarolinaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma11%
High school36%
Some college21%
Associate’s6%
Bachelor’s19%
Graduate8%

Women and men · all residents

44% women, 56% men

About 130 men for every 100 women (the survey’s margin: ±6.1 points). Across North Carolina, 51.1% of residents are women. Among residents 25 to 34, 62% are men (NC 50%).

Ages and education in Murphy
MurphyNCU.S.
Under 1010.3%11.6%11.6%
10 to 1710.4%10.2%10.3%
18 to 247.1%9.5%9.1%
25 to 3422.6%13.4%13.7%
35 to 4412.2%12.8%13.2%
45 to 548.5%12.6%12.2%
55 to 647.5%12.8%12.7%
65 to 7414.4%10.3%10.2%
75 and older6.9%6.9%7%
No diploma11.1%9.9%10.4%
High school35.9%24.8%26%
Some college20.6%19.6%19.1%
Associate’s5.7%10.1%8.8%
Bachelor’s18.5%22.2%21.6%
Graduate8.3%13.5%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,800, single groups can be off by several points

Climate

Murphy: mild winters and pleasant summers

The July high for Murphy comes to 86°F.

4″snow a winter

Typical low → high °F

Winter29–52°
Spring44–70°
Summer62–85°
Fall45–71°
Oct 20
typical first frost
Apr 22
typical last frost
+0.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade B+

The typical home in Murphy: about $274K

Among households in Murphy, 46% own their home.

$274KZillow home value

Typical home value

Murphy$274K
North Carolina$332K
−0.5%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Safety

Crime reported in Murphy

15 violent crimes were reported in 2023. Murphy’s property crime rate is 51.4 per 1,000 residents. Most reported incidents are property crimes, mainly thefts.

MurphyNorth Carolina townsU.S. towns
Violent crimes per 1,000 (2023)9.1 per 1,000 residents3.11.8
Property crimes per 1,000 (2023)51.4 per 1,000 residents2613.1

Violent crime per 1,000 residents

Murphy9.1
North Carolina4
U.S.3.9

Property crime per 1,000 residents

Murphy51.4
North Carolina21.1
U.S.19.5
15
violent crimes reported in 2023
85
property crimes reported in 2023

FBI crime data, 2023 · crimes reported to police

Natural hazardsHazard risk grade B−

The biggest natural risk in Murphy is inland flooding, at a moderate overall level

Expected losses in Murphy break down as 61% from inland flooding and 13% from tornadoes. The town has had 4 paid flood insurance claims since 1982. One declared disaster, in 2024, has brought federal aid to Murphy households.

43risk score of 100
FEMA risk score
43Moderate riskLowerHigher
Inland floodingTornadoesEarthquakes
4
paid flood claims since 1982
1
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

OutdoorsA−

In Murphy, 5.4% of the land is conserved

Trails run 2.7 miles in 4 parks and preserves. The biggest park or preserve is Nantahala National Forest, at 65 acres. Parks and preserves in Murphy: 4, covering 102 acres.

5.4%conserved
5.4%
conserved · 92 of 1,706 acres
2.7 mi
of trails · 1 per sq mi
Biggest places to walkTrailsAcres
1. Nantahala National Forest0.2 mi65
2. Konaheeta Park—35
3. Hiwassee Street Boat Ramp—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthB−

Murphy ranks healthier than 51% of the country’s towns

Among adults in Murphy, 16% smoke cigarettes and 33% sleep under 7 hours. For adults in the town, the share who have been diagnosed with depression is 27%.

51%healthier than U.S. townsB−Health Grade
MurphyNorth Carolina townsU.S. towns
Depression (CDC PLACES)27%25%23%
Smoke cigarettes (CDC PLACES)16%14%14%
Sleep under 7 hours (CDC PLACES)33%34%36%
Frequent mental distress (CDC PLACES)18%17%17%
32 measures vs. North Carolina
0 better31 too close to call1 worse
What stands outMurphyNC
More adults who have had cancer8.8%7.9%
Erlanger Murphy Medical Center
3.7 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Murphy

20pages on Murphy
After high school

Colleges nearby

1 within 15 miles of the center of Murphy

Landmarks

3 places in Murphy on the National Register of Historic Places.

All landmarks →

Famous people from Murphy

4 notable people were born in Murphy.

See all 4 →

About Murphy

Town in North Carolina, United States

Official town website ↗

Murphy is a town in and the county seat of Cherokee County, North Carolina, United States. It is situated at the confluence of the Hiwassee and Valley rivers. It is the westernmost county seat in the state of North Carolina, approximately 360 miles (580 km) from the state capital in Raleigh. The population of Murphy was 1,608 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1835
Area
2.6 sq mi
Elevation
1,604 ft
ZIP code
28906
Area code
828

Questions about Murphy

Short answers, built from the data on this page.

Is Murphy, NC expensive?

Not for the area. That is 5.1 years of the area's median household income ($53,628 across the county). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.

What is Murphy, NC known for?

4 notable people were born here, including Michael Mauldin and Carl Pickens.