Guest, Sign inJoin

Post to Conetoe

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
–Not graded
Natural hazards in Conetoe · FEMA

Storms, floods and disasters in Conetoe

Conetoe isn’t graded for hazard risk: Conetoe has 561 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2016.

Flood claims
2
paid since 2016 · $100K
Disasters paid out here
4
of 22 declared for Edgecombe County
By hazard

What Conetoe faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

67%of expected building damage
About average · higher than 55% of U.S. census tracts
Recorded about once a year in the area

Hurricanes

21%of expected building damage
Well above average · higher than 85% of U.S. census tracts
Recorded about once every 4 years in the area

Tornadoes

8%of expected building damage
Above average · higher than 69% of U.S. census tracts
Recorded about once every 11 years in the area
Smaller shares here
 Earthquakes Hail Strong wind Winter storms Ice storms Wildfire Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts strong wind at 20% of Conetoe’s expected losses. Strong wind does little damage to buildings (1.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Conetoe flood? Rarely: 2 flood claims since 2016

Every paid claim on a federal flood insurance policy in Conetoe, from FEMA’s records.

Paid flood claims, by year
2016: 2 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2016
20162026
Biggest named events
  • Hurricane Matthew2 claims · $100K
2
paid claims since 2016
$100K
paid to owners
0
homes flooded more than once
$50K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Conetoe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Edgecombe County.
What’s been done with FEMA grants
1flood-prone property bought out and cleared
Disasters

4 federal disasters brought FEMA money to Conetoe

Disasters that paid out in Conetoe itself (aid to households or repair grants to the Town of Conetoe), newest first, with that year’s flood claims.

  1. 2016Hurricane Matthew28 households applied for aid$30K aid approved2 flood claims paid for it, $100K
  2. 2011Hurricane Irene28 households applied for aid$7K aid approved
  3. 2003Hurricane Isabel8 households applied for aid$9K aid approved
  4. 1999Hurricane Floyd Major Disaster Declarations$932 to the Town of Conetoe for repairs
Disasters declared, by decade
Paid out in ConetoeEdgecombe County only

Edgecombe County has had 22 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Conetoe after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Conetoe archive →
Be ready

Get ready for what Conetoe faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Conetoe

Does Conetoe flood?

Flood insurance has paid 2 claims in Conetoe since 2016, $100K in all. The most claims came from Hurricane Matthew (2).

Is Conetoe in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Edgecombe County, 32% of homes in mapped flood zones carry federal flood insurance, and 3.5% of all homes do.

How much is flood insurance in Conetoe?

FEMA’s Community Rating System list shows no discount for Conetoe’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Conetoe?

By FEMA money that reached Conetoe, Hurricane Matthew (2016): 28 households applied for aid, $30K approved. By flood claims, Hurricane Matthew: 2 paid, $100K.

Storm stories

Memories, warnings and help from neighbors in Conetoe.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Conetoe’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.