On FEMA’s figures, Beulaville faces more hazard damage per building than 93% of U.S. towns, mostly from hurricanes
On FEMA’s National Risk Index, Beulaville gets a D for hazard risk: higher expected damage per building than 93% of U.S. towns. Most of that expected damage is hurricanes (68%), then river and rain flooding (25%). Flood insurance has paid 3 claims here since 2016.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Beulaville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Beulaville’s grade
Hurricanes are 68% of the building damage FEMA expects in Beulaville, and Beulaville’s rate of hurricanes damage is in the top 4% of U.S. census tracts. Next is river and rain flooding at 25% (higher than 50% of U.S. census tracts).
D higher expected damage per building than 93% of U.S. towns (21,298).
Beulaville’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $915K a year in losses across Beulaville: $624K to buildings, the rest to people and crops.
Does Beulaville flood? Rarely: 3 flood claims since 2016
Every paid claim on a federal flood insurance policy in Beulaville, from FEMA’s records: 3.9 per 1,000 homes, more than 54% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Florence2 claims · $37K
- Hurricane Matthew1 claim · $15K
Beulaville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Duplin County.5 federal disasters brought FEMA money to Beulaville
Disasters that paid out in Beulaville itself (aid to households or repair grants to the Town of Beulaville), newest first, with that year’s flood claims.
- 2018Hurricane Florence690 households applied for aid$1.5M aid approved$75K to the Town of Beulaville for repairs2 flood claims paid for it, $37K
- 2016Hurricane Matthew179 households applied for aid$357K aid approved$19K to the Town of Beulaville for repairs1 flood claim paid for it, $15K
- 2011Hurricane Irene151 households applied for aid$119K aid approved$59K to the Town of Beulaville for repairs
- 2003Hurricane Isabel68 households applied for aid$43K aid approved
- 1999Hurricane Floyd Major Disaster Declarations$58K to the Town of Beulaville for repairs
Duplin County has had 19 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Beulaville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Beulaville archive →Get ready for what Beulaville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Beulaville
Is Beulaville at risk for natural disasters?
On FEMA’s National Risk Index, Beulaville has higher expected damage per building than 93% of U.S. towns: D for hazard risk. Most of the expected damage is hurricanes (68%) and river and rain flooding (25%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Beulaville flood?
Flood insurance has paid 3 claims in Beulaville since 2016, $52K in all, or 3.9 per 1,000 homes, more than 54% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Hurricane Florence (2).
Is Beulaville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Duplin County, 30% of homes in mapped flood zones carry federal flood insurance, and 2.6% of all homes do.
How much is flood insurance in Beulaville?
FEMA’s Community Rating System list shows no discount for Beulaville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Beulaville?
By FEMA money that reached Beulaville, Hurricane Florence (2018): 690 households applied for aid, $1.5M approved, and $75K to the Town of Beulaville for repairs. By flood claims, Hurricane Florence: 2 paid, $37K.
Is Beulaville at risk from hurricanes?
It is the largest share of the building damage FEMA expects here (68%), and Beulaville’s rate for it is in the top 4% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Beulaville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Beulaville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.