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–Not graded
Natural hazards in Aulander · FEMA

Storms, floods and disasters in Aulander

Aulander isn’t graded for hazard risk: Aulander has 689 residents; we grade towns of 1,000 or more. Flood insurance has paid 9 claims here since 2001.

Flood claims
9
paid since 2001 · $70K
Flooded more than once
2
properties
Disasters paid out here
5
of 21 declared for Bertie County
By hazard

What Aulander faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

62%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about once every 4 years in the area

River and rain flooding

32%of expected building damage
About average · lower than 53% of U.S. census tracts
Recorded about once every 1 years in the area
Smaller shares here
 Tornadoes Earthquakes Hail Strong wind Wildfire Winter storms Ice storms Lightning Coastal flooding Cold waves Heat waves Landslides
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Aulander flood? Rarely: 9 flood claims since 2001

Every paid claim on a federal flood insurance policy in Aulander, from FEMA’s records.

Paid flood claims, by year
2001: 3 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 1 claim2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 4 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 1 claim2025: 0 claims2026: 0 claims200120102016
20012026
Biggest named events
  • Hurricane Matthew3 claims · $31K
  • Hurricane Helene1 claim · $15K
9
paid claims since 2001
$70K
paid to owners
2
homes flooded more than once
$8K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Aulander isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bertie County.
What’s been done with FEMA grants
1flood-prone property bought out and cleared
Disasters

5 federal disasters brought FEMA money to Aulander

Disasters that paid out in Aulander itself (aid to households or repair grants to the Town of Aulander), newest first, with that year’s flood claims.

  1. 2016Hurricane Matthew97 households applied for aid$31K aid approved$26K to the Town of Aulander for repairs3 flood claims paid for it, $31K
  2. 2011Hurricane Irene125 households applied for aid$246K aid approved
  3. 2010Severe Storms, Flooding, and Straight-line Winds42 households applied for aid$63K aid approved1 flood claim paid that year
  4. 2003Hurricane Isabel446 households applied for aid$372K aid approved$49K to the Town of Aulander for repairs
  5. 1999Hurricane Floyd Major Disaster Declarations$261K to the Town of Aulander for repairs
Disasters declared, by decade
Paid out in AulanderBertie County only

Bertie County has had 21 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Aulander after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Aulander archive →
Be ready

Get ready for what Aulander faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Aulander

Does Aulander flood?

Flood insurance has paid 9 claims in Aulander since 2001, $70K in all. 2 properties have flooded more than once. The most claims came from Hurricane Matthew (3).

Is Aulander in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bertie County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.

How much is flood insurance in Aulander?

FEMA’s Community Rating System list shows no discount for Aulander’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Aulander?

By FEMA money that reached Aulander, Hurricane Isabel (2003): 446 households applied for aid, $372K approved, and $49K to the Town of Aulander for repairs. By flood claims, Hurricane Matthew: 3 paid, $31K.

Storm stories

Memories, warnings and help from neighbors in Aulander.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Aulander’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.