Slayton Mercantile Co. · Photo: JERRYE AND ROY KLOTZ MD · CC BY-SA 3.0Storms, floods and disasters in Lavina
Lavina isn’t graded for hazard risk: Lavina has 134 residents; we grade towns of 1,000 or more.
What Lavina faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Lavina flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Lavina. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Lavina isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Golden Valley County.1 federal disaster brought FEMA money to Lavina
Disasters that paid out in Lavina itself (aid to households or repair grants to the Town of Lavina), newest first, with that year’s flood claims.
- 2011Severe Storms and Flooding21 households applied for aid$42K aid approved
Golden Valley County has had 7 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Lavina after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lavina archive →Get ready for what Lavina faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lavina
Is Lavina in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Golden Valley County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in Lavina?
FEMA’s Community Rating System list shows no discount for Lavina’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lavina?
By FEMA money that reached Lavina, Severe Storms and Flooding (2011): 21 households applied for aid, $42K approved.
Storm stories
Memories, warnings and help from neighbors in Lavina.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lavina’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.