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IOOF Hall, Fromberg, MTPhoto: 25or6to4 · CC BY-SA 4.0
–Not graded
Natural hazards in Fromberg · FEMA

Storms, floods and disasters in Fromberg

Fromberg isn’t graded for hazard risk: Fromberg has 438 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1981.

Flood claims
2
paid since 1981 · $44K
Disasters paid out here
1
of 8 declared for Carbon County
By hazard

What Fromberg faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

90%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about once every 2 years in the area

Wildfire

6%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Smaller shares here
 Earthquakes Hail Tornadoes Landslides top 1% Strong wind Winter storms Ice storms Cold waves Heat waves Lightning Volcanic activity
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 10% of Fromberg’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fromberg flood? Rarely: 2 flood claims since 1981

Every paid claim on a federal flood insurance policy in Fromberg, from FEMA’s records.

Paid flood claims, by year
1981: 1 claim1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 1 claim2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims19812022
19812026
Biggest named events
  • The Yellowstone Flooding1 claim · $38K
2
paid claims since 1981
$44K
paid to owners
0
homes flooded more than once
$22K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Fromberg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carbon County.
Disasters

1 federal disaster brought FEMA money to Fromberg

Disasters that paid out in Fromberg itself (aid to households or repair grants to the Town of Fromberg), newest first, with that year’s flood claims.

  1. 2022Severe Storm and Flooding84 households applied for aid$737K aid approved$93K to the Town of Fromberg for repairs1 flood claim paid that year
Disasters declared, by decade
Paid out in FrombergCarbon County only

Carbon County has had 8 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Carbon County, 2000–2021.

Were you here?

Old photos of Fromberg after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Fromberg archive →
Be ready

Get ready for what Fromberg faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Fromberg

Does Fromberg flood?

Flood insurance has paid 2 claims in Fromberg since 1981, $44K in all. The most claims came from Yellowstone Flooding (1).

Is Fromberg in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Carbon County, 6% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.

How much is flood insurance in Fromberg?

FEMA’s Community Rating System list shows no discount for Fromberg’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Fromberg?

By FEMA money that reached Fromberg, Severe Storm and Flooding (2022): 84 households applied for aid, $737K approved, and $93K to the Town of Fromberg for repairs. By flood claims, Yellowstone Flooding: 1 paid, $38K.

Storm stories

Memories, warnings and help from neighbors in Fromberg.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fromberg’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.